CRA Financial Services, LLC Q4 2025 Filing

Filed January 16, 2026

Portfolio Value

$764.2M

Holdings

292

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (292 positions)

#	Stock	Shares	Value	% Portfolio
1	AAPLAPPLE INC	201,819	$54.9M	7.18%
2	SCHGSCHWAB STRATEGIC TR	1,010,795	$33.0M	4.31%
3	SCHDSCHWAB STRATEGIC TR	1,175,074	$32.2M	4.22%
4	AMZNAMAZON COM INC	135,250	$31.2M	4.09%
5	NDQINVESCO QQQ TR	42,735	$26.3M	3.44%
6	NVDANVIDIA CORPORATION	131,274	$24.5M	3.20%
7	GOOGLALPHABET INC	67,949	$21.3M	2.78%
8	IVVISHARES TR	29,163	$20.0M	2.61%
9	MSFTMICROSOFT CORP	41,257	$20.0M	2.61%
10	VIGVANGUARD SPECIALIZED FUNDS	80,169	$17.6M	2.31%
11	DGRWWISDOMTREE TR	193,134	$17.3M	2.26%
12	VTIVANGUARD INDEX FDS	48,576	$16.3M	2.13%
13	DDTOINNOVATOR ETFS TRUST	426,872	$14.3M	1.87%
14	SPYSPDR S&P 500 ETF TR	20,918	$14.3M	1.87%
15	SDYSPDR SERIES TRUST	99,184	$13.8M	1.81%
16	VBVANGUARD INDEX FDS	51,887	$13.4M	1.75%
17	ZALTINNOVATOR ETFS TRUST	396,346	$12.9M	1.69%
18	METAMETA PLATFORMS INC	15,082	$10.0M	1.30%
19	VOVANGUARD INDEX FDS	34,015	$9.9M	1.29%
20	GOOGALPHABET INC	27,910	$8.8M	1.15%
21	AVGOBROADCOM INC	24,686	$8.5M	1.12%
22	SCHFSCHWAB STRATEGIC TR	338,257	$8.1M	1.06%
23	VOOVANGUARD INDEX FDS	11,371	$7.1M	0.93%
24	VYMIVANGUARD WHITEHALL FDS	78,804	$7.1M	0.93%
25	JPSTJ P MORGAN EXCHANGE TRADED F	127,955	$6.5M	0.85%
26	FBNDFIDELITY MERRIMACK STR TR	137,289	$6.3M	0.83%
27	PDECINNOVATOR ETFS TRUST	135,214	$5.9M	0.77%
28	VVISA INC	16,316	$5.7M	0.75%
29	BRK/BBERKSHIRE HATHAWAY INC DEL	11,350	$5.7M	0.75%
30	RSPINVESCO EXCHANGE TRADED FD T	29,325	$5.6M	0.74%
31	IVVMBLACKROCK ETF TRUST II	161,434	$5.6M	0.73%
32	HDHOME DEPOT INC	16,024	$5.5M	0.72%
33	JAAAJANUS DETROIT STR TR	92,403	$4.7M	0.61%
34	IJHISHARES TR	69,447	$4.6M	0.60%
35	IWFISHARES TR	9,335	$4.4M	0.58%
36	LLYELI LILLY & CO	3,996	$4.3M	0.56%
37	SCHBSCHWAB STRATEGIC TR	163,378	$4.3M	0.56%
38	XOMEXXON MOBIL CORP	35,493	$4.3M	0.56%
39	VCITVANGUARD SCOTTSDALE FDS	49,493	$4.1M	0.54%
40	PNOVINNOVATOR ETFS TRUST	99,207	$4.1M	0.54%
41	BSCQINVESCO EXCH TRD SLF IDX FD	208,494	$4.1M	0.53%
42	PJULINNOVATOR ETFS TRUST	85,253	$4.0M	0.52%
43	MAMASTERCARD INCORPORATED	6,814	$3.9M	0.51%
44	AVLVAMERICAN CENTY ETF TR	51,333	$3.9M	0.51%
45	BSCRINVESCO EXCH TRD SLF IDX FD	196,453	$3.9M	0.51%
46	JPMJPMORGAN CHASE & CO.	11,664	$3.8M	0.49%
47	FBCGFIDELITY COVINGTON TRUST	63,864	$3.5M	0.46%
48	VBILVANGUARD INSTL INDEX FD	45,432	$3.4M	0.45%
49	PJANINNOVATOR ETFS TRUST	71,903	$3.4M	0.44%
50	POCTINNOVATOR ETFS TRUST	73,085	$3.2M	0.42%
51	ORCLORACLE CORP	15,988	$3.1M	0.41%
52	TSLATESLA INC	6,786	$3.1M	0.40%
53	HDVISHARES TR	25,038	$3.0M	0.40%
54	PAPRINNOVATOR ETFS TRUST	76,814	$3.0M	0.39%
55	CGNGCAPITAL GROUP NEW GEOGRAPHY	91,123	$2.9M	0.38%
56	GQ9SPDR GOLD TR	7,320	$2.9M	0.38%
57	PAUGINNOVATOR ETFS TRUST	66,810	$2.9M	0.38%
58	TBUXT ROWE PRICE ETF INC	57,298	$2.9M	0.37%
59	TCAFT ROWE PRICE ETF INC	72,934	$2.8M	0.36%
60	DLNWISDOMTREE TR	31,226	$2.8M	0.36%
61	CVXCHEVRON CORP NEW	17,756	$2.7M	0.35%
62	IJRISHARES TR	21,899	$2.6M	0.34%
63	ONEQFIDELITY COMWLTH TR	28,448	$2.6M	0.34%
64	BSCSINVESCO EXCH TRD SLF IDX FD	124,651	$2.6M	0.34%
65	MRVLMARVELL TECHNOLOGY INC	29,572	$2.5M	0.33%
66	NFLXNETFLIX INC	26,111	$2.4M	0.32%
67	BACBANK AMERICA CORP	44,448	$2.4M	0.32%
68	SCHMSCHWAB STRATEGIC TR	79,109	$2.4M	0.31%
69	PMARINNOVATOR ETFS TRUST	52,392	$2.4M	0.31%
70	NEENEXTERA ENERGY INC	29,313	$2.4M	0.31%
71	FBTCFIDELITY WISE ORIGIN BITCOIN	28,505	$2.2M	0.28%
72	VXUSVANGUARD STAR FDS	28,694	$2.2M	0.28%
73	VGTVANGUARD WORLD FD	2,797	$2.1M	0.28%
74	ABBVABBVIE INC	9,173	$2.1M	0.27%
75	CATCATERPILLAR INC	3,483	$2.0M	0.26%
76	VUGVANGUARD INDEX FDS	4,088	$2.0M	0.26%
77	AVUVAMERICAN CENTY ETF TR	19,199	$2.0M	0.26%
78	VCRMVANGUARD MUN BD FDS	24,885	$1.9M	0.25%
79	DISDISNEY WALT CO	16,474	$1.9M	0.25%
80	VIOOVANGUARD ADMIRAL FDS INC	16,882	$1.9M	0.25%
81	IVEISHARES TR	8,434	$1.8M	0.23%
82	WMTWALMART INC	15,916	$1.8M	0.23%
83	JNJJOHNSON & JOHNSON	8,348	$1.7M	0.23%
84	VYMVANGUARD WHITEHALL FDS	11,686	$1.7M	0.22%
85	VTVVANGUARD INDEX FDS	8,739	$1.7M	0.22%
86	SCHASCHWAB STRATEGIC TR	57,867	$1.6M	0.22%
87	QQQMINVESCO EXCH TRADED FD TR II	6,370	$1.6M	0.21%
88	AQLTISHARES TR	11,383	$1.6M	0.21%
89	PANWPALO ALTO NETWORKS INC	8,321	$1.5M	0.20%
90	GBTCGRAYSCALE BITCOIN TRUST ETF	22,305	$1.5M	0.20%
91	BRK-BBERKSHIRE HATHAWAY INC DEL	2	$1.5M	0.20%
92	CRWDCROWDSTRIKE HLDGS INC	3,112	$1.5M	0.19%
93	IBMINTERNATIONAL BUSINESS MACHS	4,892	$1.4M	0.19%
94	DONSPDR DOW JONES INDL AVERAGE	2,963	$1.4M	0.19%
95	DGROISHARES TR	20,421	$1.4M	0.19%
96	BSCTINVESCO EXCH TRD SLF IDX FD	75,223	$1.4M	0.19%
97	COSTCOSTCO WHSL CORP NEW	1,607	$1.4M	0.18%
98	PLTRPALANTIR TECHNOLOGIES INC	7,775	$1.4M	0.18%
99	VSDMVANGUARD MUN BD FDS	17,743	$1.4M	0.18%
100	PGPROCTER AND GAMBLE CO	9,437	$1.4M	0.18%

Page 1 of 3Next