Betterment LLC Q2 2025 Filing

Filed August 14, 2025

Portfolio Value

$47.0B

Holdings

497

Report Date

Q2 2025

Filing Type

13F-HR

All Holdings (497 positions)

#StockSharesValue% PortfolioType
1
VTIVANGUARD INDEX FDS
26,303,687$8.0B17.02%
2
VEAVANGUARD TAX MANAGED INTL FD
134,083,394$7.6B16.28%
3
SPYMSPDR State Street Global Advisors
73,909,544$5.4B11.44%
4
VWOVANGUARD INTL EQUITY INDEX F
52,572,127$2.6B5.54%
5
AGGISHARES TR
23,067,850$2.3B4.87%
6
MUBISHARES TR
18,584,233$1.9B4.13%
7
ITOTISHARES TR
11,275,319$1.5B3.24%
8
SPMDSPDR State Street Global Advisors
19,155,647$1.0B2.22%
9
VTVVANGUARD INDEX FDS
5,196,580$918.4M1.96%
10
BNDXVANGUARD CHARLOTTE FDS
17,523,971$867.6M1.85%
11
AQLTISHARES TR
10,128,262$845.5M1.80%
12
SPSMSPDR State Street Global Advisors
17,616,693$750.5M1.60%
13
EMBISHARES TR
7,892,474$731.0M1.56%
14
VOEVANGUARD INDEX FDS
4,133,464$679.8M1.45%
15
GSLCGoldman Sachs
5,599,651$679.7M1.45%
16
VBRVANGUARD INDEX FDS
3,200,471$624.1M1.33%
17
TFISPDR SERIES TRUST
13,127,515$586.4M1.25%
18
JPSTJP Morgan
11,291,079$572.2M1.22%
19
GBILGoldman Sachs
5,698,815$570.7M1.22%
20
ESGUiShares
3,840,238$519.6M1.11%
21
SCHFSCHWAB STRATEGIC TR
22,942,141$507.0M1.08%
22
SCHXSCHWAB STRATEGIC TR
18,749,171$458.2M0.98%
23
STIPiShares
4,006,464$412.3M0.88%
24
SCHBSCHWAB STRATEGIC TR
16,827,398$401.0M0.85%
25
IEMGISHARES INC
6,383,212$383.2M0.82%
26
ESGDiShares
3,856,164$344.0M0.73%
27
SPDWSPDR State Street Global Advisors
7,726,859$312.9M0.67%
28
CRBNiShares
1,285,649$272.3M0.58%
29
IWSISHARES TR
1,639,610$216.7M0.46%
30
VOOVANGUARD INDEX FDS
303,933$172.6M0.37%
31
BNDVANGUARD BD INDEX FD INC
1,854,836$136.6M0.29%
32
SPYVSPDR State Street Global Advisors
2,512,074$131.5M0.28%
33
ESGEiShares
3,346,542$131.1M0.28%
34
VUGVANGUARD INDEX FDS
290,155$127.2M0.27%
35
GSIEGoldman Sachs
3,191,444$126.6M0.27%
36
SCHVSCHWAB STRATEGIC TR
4,362,278$120.7M0.26%
37
IWNISHARES TR
748,283$118.0M0.25%
38
VOTEEngine No. 1
1,520,777$110.6M0.24%
39
DFACDimensional
2,961,360$106.1M0.23%
40
SPYXSPDR State Street Global Advisors
1,934,222$98.5M0.21%
41
VWOBVANGUARD WHITEHALL FDS INC
1,469,300$96.0M0.20%
42
SHVISHARES TR
865,310$95.5M0.20%
43
IVVISHARES TR
149,690$92.9M0.20%
44
VTIPVANGUARD MALVERN FDS
1,733,107$87.1M0.19%
45
KOMPState Street Global Advisors Inc
1,517,997$82.5M0.18%
46
GSEUGoldman Sachs
1,939,171$82.1M0.17%
47
GEMGoldman Sachs
2,098,854$78.1M0.17%
48
SPEMSPDR State Street Global Advisors
1,824,389$78.0M0.17%
49
IVEISHARES TR
388,831$76.0M0.16%
50
IAGGISHARES TR
1,466,453$74.9M0.16%
51
ESMLBlackRock Fund Advisors
1,747,178$72.2M0.15%
52
VOVANGUARD INDEX FDS
244,121$68.3M0.15%
53
EAGGiShares
1,428,397$67.9M0.14%
54
EFAXSPDR State Street Global Advisors
1,376,427$65.2M0.14%
55
BGRNiShares
1,310,676$62.5M0.13%
56
ESGVVANGUARD
557,611$61.1M0.13%
57
VBVANGUARD INDEX FDS
244,160$57.9M0.12%
58
JMSIJP Morgan Investment Management Inc
1,134,628$56.1M0.12%
59
IBITBlackRock Fund Advisors
883,141$54.1M0.12%
60
GSSCGoldman Sachs
762,667$52.3M0.11%
61
FALNiShares
1,818,881$49.4M0.11%
62
USHYISHARES
1,294,511$48.6M0.10%
63
DSIiShares
396,933$46.1M0.10%
64
DFICDimensional Fund Advisors LP
1,452,939$45.2M0.10%
65
BSVVANGUARD BD INDEX FD INC
570,256$44.9M0.10%
66
DFCFDimensional Fund Advisors LP
1,031,555$43.6M0.09%
67
GBXAGoldman Sachs
993,150$41.7M0.09%
68
NDQInvesco
73,452$40.5M0.09%
69
FWDAllianceBernstein LP
440,990$39.6M0.08%
70
SCHASCHWAB STRATEGIC TR
1,551,114$39.2M0.08%
71
SUSAiShares
306,480$38.8M0.08%
72
GCORGoldman Sachs
909,269$37.6M0.08%
73
VVVanguard
117,766$33.6M0.07%
74
SUSCISHARES
1,419,635$33.0M0.07%
75
GIGBGoldman Sachs
702,982$32.4M0.07%
76
IGEBISHARES TR
687,332$31.2M0.07%
77
DFAIDimensional Fund Advisors
864,568$29.9M0.06%
78
VIGVANGUARD SPECIALIZED PORTFOL
143,685$29.4M0.06%
79
GTIPGoldman Sachs
580,803$28.8M0.06%
80
DFAUDimensional Fund Advisors
669,297$28.4M0.06%
81
GMUBGoldman Sachs Asset Management LP
530,048$26.5M0.06%
82
QQQMINVESCO EXCH TRADED FD TR II
116,212$26.4M0.06%
83
SHYGiShares
591,634$25.5M0.05%
84
DFEMDimensional Fund Advisors LP
812,552$24.1M0.05%
85
EEMXSPDR State Street Global Advisors
641,658$24.0M0.05%
86
VTEBVANGUARD BD INDEX FD INC
482,841$23.7M0.05%
87
VOTVanguard
82,993$23.6M0.05%
88
SUBiShares
216,032$23.0M0.05%
89
GEMDGoldman Sachs Asset Management LP
542,916$22.3M0.05%
90
BNDWVanguard Total World Bond ETF
309,606$21.5M0.05%
91
JUSTGOLDMAN SACHS ETF TR
238,088$20.9M0.04%
92
BIVVANGUARD BD INDEX FD INC
263,024$20.3M0.04%
93
VXUSVANGUARD STAR FD
280,648$19.4M0.04%
94
DFLVDimensional Fund Advisors LP
603,824$18.7M0.04%
95
LQDISHARES TR
170,591$18.7M0.04%
96
DCORDimensional Fund Advisors LP
279,263$18.7M0.04%
97
VGLTVANGUARD BD INDEX FD INC
329,777$18.5M0.04%
98
DFATDimensional
342,966$18.5M0.04%
99
USDXSummit Global Investments LLC
711,801$18.3M0.04%
100
SHMSPDR State Street Global Advisors
351,901$16.8M0.04%
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