Betterment LLC
CIK: 0001633901Latest portfolio: $52.5B · Q4 2025
Holdings
551
Total Value
$52.5B
New Positions
41
Closed Positions
12
Top Holdings
View All 551 Holdings →| # | Stock | Shares | Value | % Portfolio | Change | Type |
|---|---|---|---|---|---|---|
| 1 | VEAVANGUARD TAX MANAGED INTL FD | 138,588,366 | $8.7B | 16.49% | +1.1M | |
| 2 | VTIVANGUARD INDEX FDS | 25,171,575 | $8.4B | 16.08% | -610,825 | |
| 3 | SPYMSPDR State Street Global Advisors | 83,585,842 | $6.7B | 12.77% | +5.0M | |
| 4 | VWOVANGUARD INTL EQUITY INDEX F | 53,732,807 | $2.9B | 5.50% | +1.3M | |
| 5 | AGGISHARES TR | 26,255,484 | $2.6B | 5.00% | +1.7M | |
| 6 | MUBISHARES TR | 18,990,218 | $2.0B | 3.88% | +1.6M | |
| 7 | ITOTISHARES TR | 10,680,855 | $1.6B | 3.03% | -258,550 | |
| 8 | SPMDSPDR State Street Global Advisors | 21,151,161 | $1.2B | 2.33% | +1.0M | |
| 9 | VTVVANGUARD INDEX FDS | 4,973,990 | $950.0M | 1.81% | -106,045 | |
| 10 | BNDXVANGUARD CHARLOTTE FDS | 19,558,275 | $945.1M | 1.80% | +1.2M | |
| 11 | SPSMSPDR State Street Global Advisors | 18,757,519 | $879.0M | 1.67% | +615K | |
| 12 | AQLTISHARES TR | 9,608,903 | $859.6M | 1.64% | -258,017 | |
| 13 | GSLCGoldman Sachs | 6,005,716 | $795.0M | 1.51% | +158K | |
| 14 | VOEVANGUARD INDEX FDS | 3,924,610 | $696.1M | 1.33% | -95,700 | |
| 15 | JPSTJP Morgan | 13,181,100 | $666.8M | 1.27% | +1.0M | |
| 16 | VBRVANGUARD INDEX FDS | 3,019,666 | $639.5M | 1.22% | -80,400 | |
| 17 | GBILGoldman Sachs | 5,862,171 | $585.9M | 1.12% | +223K | |
| 18 | ESGUiShares | 3,924,596 | $584.7M | 1.11% | +35K | |
| 19 | EMBISHARES TR | 5,954,321 | $573.3M | 1.09% | -767,603 | |
| 20 | TFISPDR SERIES TRUST | 12,106,265 | $553.4M | 1.05% | -507,963 | |
| 21 | SCHFSCHWAB STRATEGIC TR | 21,860,498 | $525.5M | 1.00% | -512,447 | |
| 22 | SCHXSCHWAB STRATEGIC TR | 18,148,928 | $488.4M | 0.93% | +64K | |
| 23 | STIPiShares | 4,371,869 | $447.6M | 0.85% | +231K | |
| 24 | SCHBSCHWAB STRATEGIC TR | 16,156,262 | $423.8M | 0.81% | -347,851 | |
| 25 | IEMGISHARES INC | 5,912,312 | $397.4M | 0.76% | -188,893 |
Quarterly Changes
New Positions
Increased Positions
Sector Breakdown
Financial ServicesNaN% ($InfinityT)
Unknown0.0% ($8.596124983642478e+76T)
Technology0.0% ($8.853392637503628e+51T)
Consumer Cyclical0.0% ($28381666551516.5T)
Communication Services0.0% ($34382296.8T)
Healthcare0.0% ($457.4T)
Industrials0.0% ($353.3T)
Consumer Defensive0.0% ($1.5T)
Energy0.0% ($413.3M)
Filing History
Fund Information
Betterment LLC is an institutional investment manager that files 13F reports with the SEC. As of the Q4 2025 filing, the fund reported a portfolio valued at $52.5B across 551 holdings. The largest position is VANGUARD TAX MANAGED INTL FD (VEA), representing 16.5% of the portfolio. Compared to the previous quarter, the fund opened 42 new positions and closed 13 positions. 13F filings are required quarterly disclosures that provide transparency into the holdings of institutional investment managers with at least $100 million in qualifying assets.