VSM Wealth Advisory, LLC Q3 2025 Filing

Filed November 13, 2025

Portfolio Value

$321.5M

Holdings

442

Report Date

Q3 2025

Filing Type

13F-HR

All Holdings (442 positions)

#	Stock	Shares	Value	% Portfolio
1	VVVANGUARD LARGE CAP ETF	168,831	$52.0M	16.17%
2	VGSHVANGUARD SHORT TERM COR BD ETF	231,320	$18.5M	5.75%
3	MGCVANGUARD MEGA CAP ETF	71,252	$17.4M	5.41%
4	VTIVANGUARD TOTAL STOCK MARKET ETF	47,668	$15.6M	4.87%
5	VYMVANGUARD HIGH DIVIDEND YIELD ETF	101,872	$14.4M	4.47%
6	VBVANGUARD SMALL CAP ETF	55,007	$14.0M	4.35%
7	VOVANGUARD MID CAP ETF	41,968	$12.3M	3.83%
8	SCHBSCHWAB US BROAD MARKET ETF	458,575	$11.8M	3.67%
9	VEUVANGUARD FTSE ALL WORLD EX US ETF	154,179	$11.0M	3.42%
10	VUGVANGUARD GROWTH ETF	21,988	$10.5M	3.28%
11	VTVVANGUARD VALUE ETF	54,109	$10.1M	3.14%
12	DFAUDIMENSIONAL US CORE EQUITY MARKT ETF	211,772	$9.7M	3.01%
13	SCHASCHWAB US LARGE CAP ETF	336,296	$8.9M	2.75%
14	DFUSDIMENSIONAL US EQUITY MARKET ETF	118,814	$8.6M	2.68%
15	VXFVANGUARD EXTENDED MARKETETF	39,315	$8.2M	2.56%
16	DFACDIMENSIONAL U S CORE EQUITY 2 ETF	208,907	$8.1M	2.51%
17	VEAVANGUARD FTSE DEVELOPED MARKETS ETF	134,436	$8.1M	2.51%
18	SCHVSCHWAB US AGGREGATE BONDETF	179,861	$4.2M	1.31%
19	VOOVANGUARD S&P 500 ETF	6,805	$4.2M	1.30%
20	MINTPIMCO ENHANCED SHRT MATURTY ACTV ETF	38,131	$3.8M	1.19%
21	VWOVANGUARD FTSE EMERGING MARKETS ETF	64,279	$3.5M	1.08%
22	MSFTMICROSOFT CORP	6,424	$3.3M	1.03%
23	PGPROCTER & GAMBLE CO	21,259	$3.3M	1.02%
24	VTEBVANGUARD MUNI BND TAX EXEMPT ETF	62,636	$3.1M	0.98%
25	GRIFXAPPLE INC	11,460	$2.9M	0.91%
26	XOMEXXON MOBIL CORP	23,885	$2.7M	0.84%
27	SCHASCHWAB US SMALL CAP ETF	66,055	$1.8M	0.57%
28	BRK/BBERKSHIRE HATHAWAY CLASS B	3,057	$1.5M	0.48%
29	DFASDIMENSIONAL U S SMALL CAP ETF	20,621	$1.4M	0.44%
30	BONDPIMCO ACTIVE BOND ETF	13,203	$1.2M	0.38%
31	MGVVANGUARD MEGA CAP VALUE ETF	8,896	$1.2M	0.38%
32	VGTVANGUARD INFORMATION TECHNOLOGY ETF	1,468	$1.1M	0.34%
33	SPYSPDR S&P 500 ETF	1,640	$1.1M	0.34%
34	IVVISHARES CORE S&P 500 ETF	1,562	$1.0M	0.33%
35	HDHOME DEPOT INC	2,553	$1.0M	0.32%
36	CEGCONSTELLATION ENERGY COR	3,079	$1.0M	0.32%
37	VBRVANGUARD SMALL CAP VALUEETF	4,822	$1.0M	0.31%
38	JPMJPMORGAN CHASE & CO	2,664	$840K	0.26%
39	JNJJOHNSON & JOHNSON	4,518	$838K	0.26%
40	VNQVANGUARD REAL ESTATE ETF	9,021	$825K	0.26%
41	DFAIDIMENSIONAL INTERN CORE EQT MKT ETF	22,025	$801K	0.25%
42	IBMIBM CORP	2,730	$770K	0.24%
43	MGKVANGUARD MEGA CAP GROWTHETF	1,911	$769K	0.24%
44	SCHGSCHWAB US LARGE CAP GROWTH ETF	23,777	$759K	0.24%
45	LLYELI LILLY AND CO	939	$716K	0.22%
46	VTESVAN SHT TX EXPT BND	6,165	$628K	0.20%
47	GQ9SPDR GOLD SHARES ETF	1,732	$616K	0.19%
48	SCHOSCHWAB SHORT TERM US TREASURY ETF	25,218	$615K	0.19%
49	ESGVVANGUARD ESG US STOCK ETF	5,152	$610K	0.19%
50	VIGVANGUARD DIVIDEND APPRECIATION ETF	2,706	$584K	0.18%
51	TSLATESLA INC	1,255	$558K	0.17%
52	VTVANGUARD TOTAL WORLD STOCK ETF	4,021	$554K	0.17%
53	SCHVSCHWAB US LARGE CAP VALUE ETF	19,027	$554K	0.17%
54	SCHFSCHWAB INTERNATIONAL EQUITY ETF	22,101	$515K	0.16%
55	MCXMCCORMICK & CO INC	7,675	$514K	0.16%
56	BSVVANGUARD SHORT-TERM BONDETF	6,122	$483K	0.15%
57	IVEISHARES S&P 500 VALUE ETF	2,323	$480K	0.15%
58	WMWASTE MGMT INC DEL	2,149	$475K	0.15%
59	WMTWALMART INC	4,598	$474K	0.15%
60	WFCWELLS FARGO & CO	5,250	$440K	0.14%
61	ETNEATON CORP PLC F	1,162	$435K	0.14%
62	DYT1DYNEX CAP INC REIT	34,023	$418K	0.13%
63	AONAON PLC FCLASS A	1,155	$412K	0.13%
64	AMZNAMAZON.COM INC	1,769	$388K	0.12%
65	CSXCSX CORP	10,392	$369K	0.11%
66	MCDMCDONALDS CORP	1,213	$369K	0.11%
67	SCHHCHARLES SCHWAB US REIT ETF	16,942	$365K	0.11%
68	KOTHE COCA-COLA CO	5,405	$358K	0.11%
69	PEOEXELON CORP	7,396	$333K	0.10%
70	NVDANVIDIA CORP	1,784	$333K	0.10%
71	SANBANCO SANTANDER SA FSPONSORED ADR 1 ADR REPS 1 ORD SHS	31,608	$331K	0.10%
72	SCHESCHWAB EMERGING MARKETS EQUITY ETF	9,787	$327K	0.10%
73	BNDVANGUARD TOTAL BOND MARKET ETF	4,115	$306K	0.10%
74	IJJISHARES S&P MID CAP 400 VALUE ETF	2,148	$279K	0.09%
75	DUSBDIMENSNL ULTRASHRT FIXEDINCM ETF	5,487	$279K	0.09%
76	HONHONEYWELL INTL INC	1,150	$242K	0.08%
77	IUSGISHARES CORE S&P US GROWTH ETF	1,453	$239K	0.07%
78	DISDISNEY WALT CO	2,067	$237K	0.07%
79	EDCONSOLIDATED EDISON INC	2,354	$237K	0.07%
80	SOSOUTHERN CO	2,493	$236K	0.07%
81	DFAEDIMENSIONAL EMERG CORE EQY MRKT ETF	7,488	$236K	0.07%
82	ABBVABBVIE INC	1,015	$235K	0.07%
83	IVWISHARES S&P 500 GROWTH ETF	1,946	$235K	0.07%
84	AEPAMERICAN ELEC PWR CO INC	2,060	$232K	0.07%
85	INTCINTEL CORP	6,741	$226K	0.07%
86	ROKROCKWELL AUTOMATION INC	623	$218K	0.07%
87	VOOVVANGUARD S&P 500 VALUE ETF	1,091	$218K	0.07%
88	AMDADVANCED MICRO DEVIC	1,307	$211K	0.07%
89	DUKDUKE ENERGY CORP NEW	1,669	$207K	0.06%
90	CVXCHEVRON CORP NEW	1,271	$197K	0.06%
91	VSGXVANGUARD ESG INTERNATNL STOCK ETF	2,788	$193K	0.06%
92	CATCATERPILLAR INC	403	$192K	0.06%
93	DFLVDIMENSIONL US LARGE CAP VALUE ETF	5,811	$191K	0.06%
94	VPUVANGUARD UTILITIES ETF	1,001	$190K	0.06%
95	VOEVANGUARD MID CAP VALUE ETF	1,073	$187K	0.06%
96	DFAXDIMENSIONAL WLD EX US CREQ 2 ETF	5,940	$186K	0.06%
97	IWVISHARES RUSSELL 3000 ETF	487	$185K	0.06%
98	AXPAMERICAN EXPRESS CO	533	$177K	0.06%
99	TFCTRUIST FINL CORP	3,730	$171K	0.05%
100	IJSISHARES S&P SMALL CAP 600 ETF	1,533	$170K	0.05%

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