True Link Financial Advisors, LLC Q4 2025 Filing

Filed January 29, 2026

Portfolio Value

$1.6B

Holdings

114

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (114 positions)

#	Stock	Shares	Value	% Portfolio
1	BIVVANGUARD INTERMEDIATE-TERM BOND ETF	5,225,541	$407.0M	24.72%
2	IVVISHARES CORE S&P 500 ETF	303,938	$208.2M	12.65%
3	BSVVANGUARD SHORT-TERM BOND ETF	2,389,566	$188.3M	11.44%
4	DFCFDIMENSIONAL CORE FIXED INCOME ETF	3,700,845	$157.5M	9.57%
5	ITOTISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	776,394	$115.4M	7.01%
6	AQLTISHARES CORE MSCI EAFE ETF	863,260	$77.2M	4.69%
7	VTIPVANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	1,452,626	$71.8M	4.36%
8	QUALISHARES MSCI USA QUALITY FACTOR ETF	320,084	$63.6M	3.86%
9	VIGVANGUARD DIVIDEND APPRECIATION ETF	270,984	$59.6M	3.62%
10	DFAEDIMENSIONAL EMERGING CORE EQUITY MARKET ETF	1,778,830	$57.9M	3.52%
11	DFIVDIMENSIONAL INTERNATIONAL VALUE ETF	1,147,531	$57.3M	3.48%
12	SHVISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF	382,565	$42.1M	2.56%
13	IAGGISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	660,056	$33.0M	2.01%
14	DFASDIMENSIONAL U.S. SMALL CAP ETF	208,580	$14.5M	0.88%
15	IEURISHARES CORE MSCI EUROPE ETF	127,792	$9.1M	0.55%
16	IWFISHARES RUSSELL 1000 GROWTH ETF	10,579	$5.0M	0.30%
17	VGITVANGUARD INTERMEDIATE-TERM TREASURY ETF	71,443	$4.3M	0.26%
18	EFAISHARES MSCI EAFE ETF	39,887	$3.8M	0.23%
19	DLNWISDOMTREE U.S. LARGECAP DIVIDEND FUND	38,623	$3.4M	0.21%
20	SGOVISHARES 0-3 MONTH TREASURY BOND ETF	32,549	$3.3M	0.20%
21	IBTGISHARES IBONDS DEC 2026 TERM TREASURY ETF	136,340	$3.1M	0.19%
22	VCITVANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	33,892	$2.8M	0.17%
23	VTVVANGUARD VALUE ETF	13,256	$2.5M	0.15%
24	VEUVANGUARD FTSE ALL-WORLD EX-US INDEX FUND	33,452	$2.5M	0.15%
25	LMTLOCKHEED MARTIN CORP COM	4,977	$2.4M	0.15%
26	IVWISHARES S&P 500 GROWTH ETF	17,554	$2.2M	0.13%
27	ICSHISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	40,969	$2.1M	0.13%
28	SPIBSTATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	56,979	$1.9M	0.12%
29	VLUEISHARES MSCI USA VALUE FACTOR ETF	12,128	$1.7M	0.10%
30	SCHOSCHWAB SHORT-TERM US TREASURY ETF	63,929	$1.6M	0.09%
31	MSFTMICROSOFT CORP COM	3,134	$1.5M	0.09%
32	SCHDSCHWAB US DIVIDEND EQUITY ETF	54,261	$1.5M	0.09%
33	SUBISHARES SHORT-TERM NATIONAL MUNI BOND ETF	13,470	$1.4M	0.09%
34	BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEW	2,614	$1.3M	0.08%
35	AAPLAPPLE INC COM	4,759	$1.3M	0.08%
36	SCHRSCHWAB INTERMEDIATE-TERM US TREASURY ETF	48,049	$1.2M	0.07%
37	IWPISHARES RUSSELL MID-CAP GROWTH ETF	8,094	$1.1M	0.07%
38	NVDANVIDIA CORPORATION COM	5,897	$1.1M	0.07%
39	DONWISDOMTREE U.S. MIDCAP DIVIDEND FUND	20,286	$1.0M	0.06%
40	AMZNAMAZON COM INC COM	4,344	$1.0M	0.06%
41	SPYSTATE STR SPDR S&P 500 ETF TR TR UNIT	1,333	$908K	0.06%
42	FLEXFLEX LTD ORD	12,758	$770K	0.05%
43	BLVVANGUARD LONG-TERM BOND ETF	11,000	$764K	0.05%
44	JPMJPMORGAN CHASE & CO. COM	2,318	$746K	0.05%
45	GOOGLALPHABET INC CAP STK CL A	2,371	$742K	0.05%
46	GEGE AEROSPACE COM NEW	2,401	$739K	0.04%
47	IJHISHARES CORE S&P MID-CAP ETF	10,572	$697K	0.04%
48	CMFISHARES CALIFORNIA MUNI BOND ETF	11,810	$678K	0.04%
49	VWOVANGUARD FTSE EMERGING MARKETS ETF	12,558	$675K	0.04%
50	DFCADIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF	13,310	$666K	0.04%
51	VVVANGUARD LARGE-CAP ETF	2,038	$641K	0.04%
52	BNDVANGUARD TOTAL BOND MARKET ETF	8,544	$632K	0.04%
53	DIMWISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	7,845	$631K	0.04%
54	IBMINTERNATIONAL BUSINESS MACHS COM	1,841	$545K	0.03%
55	GOOGALPHABET INC CAP STK CL C	1,649	$517K	0.03%
56	AGGISHARES CORE U.S. AGGREGATE BOND ETF	5,141	$513K	0.03%
57	AVGOBROADCOM INC COM	1,400	$484K	0.03%
58	VOOVANGUARD S&P 500 ETF	738	$462K	0.03%
59	VTIVANGUARD TOTAL STOCK MARKET ETF	1,342	$449K	0.03%
60	FTECFIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	1,987	$446K	0.03%
61	IJRISHARES CORE S&P SMALL CAP ETF	3,701	$444K	0.03%
62	IEMGISHARES CORE MSCI EMERGING MARKETS ETF	6,389	$429K	0.03%
63	OKTAOKTA INC CL A	4,724	$408K	0.02%
64	WMTWALMART INC COM	3,645	$406K	0.02%
65	GEVGE VERNOVA INC COM	616	$402K	0.02%
66	VGTVANGUARD INFORMATION TECHNOLOGY ETF	530	$399K	0.02%
67	DWDMORGAN STANLEY COM NEW	2,234	$396K	0.02%
68	IBDTISHARES IBONDS DEC 2028 TERM CORPORATE ETF	15,578	$396K	0.02%
69	GSIEGOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	8,716	$374K	0.02%
70	NDQINVESCO QQQ TRUST SERIES I	602	$369K	0.02%
71	METAMETA PLATFORMS INC CL A	540	$356K	0.02%
72	NUDVNUVEEN ESG DIVIDEND ETF	11,906	$354K	0.02%
73	XLCSTATE STREET COMMUNICATION SERVICES SELECT SECTOR SPDR ETF	2,978	$350K	0.02%
74	ESGDISHARES ESG AWARE MSCI EAFE ETF	3,656	$347K	0.02%
75	XOMEXXON MOBIL CORP COM	2,855	$343K	0.02%
76	LLYELI LILLY & CO COM	312	$335K	0.02%
77	SUSCISHARES ESG AWARE USD CORPORATE BOND ETF	14,314	$334K	0.02%
78	AG8AGILENT TECHNOLOGIES INC COM	2,440	$332K	0.02%
79	VEAVANGUARD FTSE DEVELOPED MARKETS ETF	5,196	$324K	0.02%
80	ALSALLSTATE CORP COM	1,540	$320K	0.02%
81	IWMISHARES RUSSELL 2000 ETF	1,267	$311K	0.02%
82	HPEHEWLETT PACKARD ENTERPRISE CO COM	12,800	$307K	0.02%
83	PEPPEPSICO INC COM	2,117	$303K	0.02%
84	ESGVVANGUARD ESG U.S. STOCK ETF	2,504	$302K	0.02%
85	KEYSKEYSIGHT TECHNOLOGIES INC COM	1,459	$296K	0.02%
86	RTXRTX CORPORATION COM	1,613	$295K	0.02%
87	GSSCTR ACTIVEBETA US SMALL CAP EQUITY ETF	3,866	$292K	0.02%
88	7HPHP INC COM	12,800	$285K	0.02%
89	VVISA INC COM CL A	810	$284K	0.02%
90	EFIVSTATE STREET SPDR S&P 500 ESG ETF	4,204	$278K	0.02%
91	CAHCARDINAL HEALTH INC COM	1,350	$277K	0.02%
92	VOVANGUARD MID-CAP ETF	955	$277K	0.02%
93	CWISPDR MSCI ACWI EX-US ETF	7,658	$275K	0.02%
94	COFCAPITAL ONE FINL CORP COM	1,060	$256K	0.02%
95	IWDISHARES RUSSELL 1000 VALUE ETF	1,195	$251K	0.02%
96	ABBVABBVIE INC COM	1,065	$243K	0.01%
97	VHTVANGUARD HEALTH CARE ETF	839	$241K	0.01%
98	UNPUNION PAC CORP COM	1,030	$238K	0.01%
99	BNDXVANGUARD TOTAL INTERNATIONAL BOND ETF	4,924	$237K	0.01%
100	PGPROCTER & GAMBLE CO COM	1,646	$235K	0.01%

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