RICHARDSON FINANCIAL SERVICES INC. Q1 2025 Filing

Filed May 6, 2025

Portfolio Value

$131.4M

Holdings

604

Report Date

Q1 2025

Filing Type

13F-HR

All Holdings (604 positions)

#	Stock	Shares	Value	% Portfolio
1	AAPLAPPLE INC	26,566	$5.9M	4.49%
2	SPYMSPDR S&P 500 ETF	80,999	$5.3M	4.05%
3	VTVVANGUARD VALUE ETF	27,341	$4.7M	3.60%
4	SPDWSPDR DEV WORLD EX-US ETF	116,045	$4.2M	3.22%
5	VUGVANGUARD GROWTH ETF	9,644	$3.6M	2.72%
6	SPEMSPDR EMERG MKTS ETF	79,381	$3.1M	2.38%
7	NVDANVIDIA CORP	22,362	$2.4M	1.84%
8	HYGISHS IBOX $ H/Y CORP ETF	28,330	$2.2M	1.70%
9	MSFTMICROSOFT CORPORATION	5,822	$2.2M	1.66%
10	IEMGISHS CORE MSCI E/MKT ETF	39,894	$2.2M	1.64%
11	IEURISHARES CORE MSCI EUROPE ETF	32,102	$1.9M	1.47%
12	VOOVanguard S&P 500 ETF	3,628	$1.9M	1.42%
13	VBKVANGUARD SMALL CAP GROWTH ETF	7,035	$1.8M	1.35%
14	AMZNAMAZON.COM INC	8,434	$1.6M	1.22%
15	VVISA INC CL A	4,321	$1.5M	1.15%
16	SHYGISHARES 0-5 YEAR HIGH YIELD CORP ETF	34,072	$1.4M	1.10%
17	GOOGLALPHABET INC A	9,308	$1.4M	1.10%
18	IPACISHARES CORE MSCI PACIFIC ETF	20,903	$1.3M	0.99%
19	MAMASTERCARD INC A	2,364	$1.3M	0.99%
20	TMUST-MOBILE US, INC.	4,854	$1.3M	0.99%
21	VBRVANGUARD SMALL CAP VALUE ETF	6,817	$1.3M	0.97%
22	UNHUNITEDHEALTH GROUP INC	2,389	$1.3M	0.95%
23	JPMJPMORGAN CHASE & CO	4,718	$1.2M	0.88%
24	TFLOISHARES TREASURY FLOATNG RATE BD ETF	20,746	$1.1M	0.80%
25	HDHOME DEPOT INC	2,855	$1.0M	0.80%
26	CITCINTAS CORP	4,939	$1.0M	0.77%
27	MCDMCDONALDS CORP	3,182	$994K	0.76%
28	SPMDSPDR S&P 400 MDCP ETF	19,416	$994K	0.76%
29	XLEENERGY SEL SECT SPDR ETF	10,573	$988K	0.75%
30	COSTCOSTCO WHOLESALE CORP	1,006	$951K	0.72%
31	XLKTECH SEL SECT SPDR ETF	4,469	$923K	0.70%
32	XLCCOMMUNICATION SVCS SELECT SECTOR SPDR	9,565	$923K	0.70%
33	CERYSPDR BLOOMBERG ENCD RL YLD CM ETF	32,716	$907K	0.69%
34	IUSBISHARES CORE TOTAL USD BD MKT ETF	19,068	$879K	0.67%
35	SRLNSPDR BLACKSTONE GSO SENIOR LOAN	21,310	$876K	0.67%
36	VOOVANGUARD S&P 500	1,632	$839K	0.64%
37	SPSMSPDR S&P 600 SMALL CAP	19,052	$777K	0.59%
38	SPYSPDR S&P 500 ETF	1,333	$746K	0.57%
39	HYSPIMCO 0-5Y H/Y CORP ETF	7,921	$742K	0.56%
40	SPABSPDR AGGREGATE BOND ETF	28,564	$730K	0.56%
41	TTTRANE TECHNOLOGIES PLC	2,163	$729K	0.55%
42	GWXSPDR S&P INTL SMCP ETF	22,521	$720K	0.55%
43	TMOTHERMO FISHER SCIENTIFIC	1,438	$716K	0.54%
44	WMTWALMART INC	7,872	$691K	0.53%
45	ADBEADOBE INC	1,793	$688K	0.52%
46	EMBISHARES JPMORGAN USD EMERG MARKETS BOND	7,545	$684K	0.52%
47	SPTLSPDR LONG TERM TREAS ETF	24,958	$680K	0.52%
48	AWCAMER WATER WORKS COMPANY	4,470	$659K	0.50%
49	VBVANGUARD SMALL CAP ETF	2,960	$656K	0.50%
50	VEAVanguard FTSE Developed Markets ETF	12,902	$656K	0.50%
51	VNQVNGRD REAL EST INDX ETF	7,129	$645K	0.49%
52	TSLATESLA INC	2,482	$643K	0.49%
53	SNPSSYNOPSYS INC	1,496	$642K	0.49%
54	NEENEXTERA ENERGY INC	8,936	$633K	0.48%
55	DISWALT DISNEY CO	6,417	$633K	0.48%
56	EOGEOG RESOURCES INC	4,932	$632K	0.48%
57	XOMEXXON MOBIL CORP	5,311	$632K	0.48%
58	AMGNAMGEN INC	2,019	$629K	0.48%
59	SPEUSPDR EUROPE ETF	14,137	$622K	0.47%
60	TJXTJX COS INC NEW	5,010	$610K	0.46%
61	BBUSJPMORGAN BETABUILDERS US EQY ETF	5,958	$601K	0.46%
62	PHPARKER HANNIFIN CORP	988	$601K	0.46%
63	METAMETA PLATFORMS INC A	1,034	$596K	0.45%
64	LINLINDE PLC NEW	1,276	$594K	0.45%
65	GQ9SPDR GOLD TRUST GOLD ETF	1,984	$572K	0.44%
66	PWRQUANTA SERVICES INC	2,185	$555K	0.42%
67	MGKVNGRD MEGA CAP GRWTH ETF	1,798	$555K	0.42%
68	BNDVanguard Total Bond Market ETF	7,538	$554K	0.42%
69	TOTLSPDR DOUBL T/RET TAC ETF	13,519	$545K	0.41%
70	VOTVNGRD MDCP GRW ETF	2,171	$531K	0.40%
71	IJHISHARES CORE S&P MID CAP ETF	9,063	$529K	0.40%
72	ASMLASML HOLDING NV	796	$527K	0.40%
73	VTIVanguard Total Stock Market ETF	1,918	$527K	0.40%
74	BBCAJPM BETABLDR CDA ETF	7,260	$520K	0.40%
75	CMECME GROUP INC CL A	1,946	$516K	0.39%
76	NOCNORTHROP GRUMMAN CORP	981	$502K	0.38%
77	AMTAMERICAN TOWER CORPORATION	2,300	$500K	0.38%
78	VSSVNGRD ALL WRLD SMCP ETF	4,298	$497K	0.38%
79	COFCAPITAL ONE FINL CORP	2,767	$496K	0.38%
80	VRTXVERTEX PHARMS INC	1,010	$490K	0.37%
81	SPGIS&P GLOBAL INC	941	$478K	0.36%
82	CRMSALESFORCE INC	1,773	$476K	0.36%
83	USMVISHS USA MIN VOL FCT ETF	5,078	$475K	0.36%
84	BRK/BBERKSHIRE HATHAWAY, INC. CL B	888	$473K	0.36%
85	JGLOJPMORGAN GLOBAL SELECT EQUITY ETF	7,974	$470K	0.36%
86	PEPPEPSICO INC	3,062	$459K	0.35%
87	BNDXVanguard Total International Bond ETF	9,239	$451K	0.34%
88	ZTSZOETIS, INC.	2,709	$446K	0.34%
89	PANWPALO ALTO NETWORKS INC	2,610	$445K	0.34%
90	MGVVNGRD MEGA CAP VAL ETF	3,455	$445K	0.34%
91	AVGOBROADCOM INC	2,614	$438K	0.33%
92	NXPINXP SEMICONDUCTORS NV	2,266	$431K	0.33%
93	VOEVNGRD MDCP VAL ETF	2,675	$429K	0.33%
94	SPLBSPDR LONG TERM CORP ETF	18,937	$427K	0.33%
95	AQLTISHS CORE MSCI EAFE ETF	5,305	$401K	0.31%
96	ULSTSPDR SSgA Ultra Short Term Bond ETF	9,622	$391K	0.30%
97	JNKSPDR BLM BARCLAYS HIGH YLD BOND	4,089	$390K	0.30%
98	ROPROPER TECHNOLOGIES INC	655	$386K	0.29%
99	SPTISPDR PORT INTER TRM TRSRY ETF	13,396	$383K	0.29%
100	BILSPDR BLOOMBERG TBILL ETF	4,164	$382K	0.29%

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