Retirement Management Systems Inc. Q4 2025 Filing

Filed February 12, 2026

Portfolio Value

$390.7M

Holdings

54

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (54 positions)

#StockSharesValue% PortfolioType
1
SPYGSPDR SERIES TRUST
330,730$35.3M9.03%
2
HFSIHARTFORD FDS EXCHANGE TRADED
652,544$23.2M5.93%
3
BIVVANGUARD BD INDEX FDS
276,001$21.5M5.50%
4
IDMOINVESCO EXCH TRADED FD TR II
365,121$20.3M5.19%
5
IDEVISHARES TR
243,722$20.1M5.15%
6
EVTRMORGAN STANLEY ETF TRUST
389,000$20.0M5.13%
7
RECSCOLUMBIA ETF TR I
411,589$16.8M4.30%
8
SPYSPDR S&P 500 ETF TR
24,570$16.8M4.29%
9
MGVVANGUARD WORLD FD
114,829$16.2M4.15%
10
EMXCISHARES INC
219,556$16.0M4.08%
11
IOOISHARES TR
109,172$13.8M3.54%
12
PVALPUTNAM ETF TRUST
291,909$13.3M3.40%
13
FMDEFIDELITY COVINGTON TRUST
298,119$10.8M2.78%
14
SPYVSPDR SERIES TRUST
190,573$10.8M2.77%
15
QQQMINVESCO EXCH TRADED FD TR II
40,229$10.2M2.60%
16
URTHISHARES INC
52,265$9.7M2.48%
17
JMEEJ P MORGAN EXCHANGE TRADED F
146,208$9.4M2.41%
18
SMHVANECK ETF TRUST
23,847$8.6M2.20%
19
WTVWISDOMTREE TR
83,651$7.8M2.00%
20
IWPISHARES TR
55,634$7.6M1.95%
21
VOVANGUARD INDEX FDS
25,771$7.5M1.91%
22
FUTYFIDELITY COVINGTON TRUST
127,360$7.0M1.80%
23
VBVANGUARD INDEX FDS
25,761$6.6M1.70%
24
JAAAJANUS DETROIT STR TR
125,056$6.3M1.62%
25
ZROZPIMCO ETF TR
91,826$5.9M1.51%
26
SCHPSCHWAB STRATEGIC TR
220,391$5.8M1.49%
27
NLRVANECK ETF TRUST
44,226$5.5M1.41%
28
VENVENTAS INC
63,328$4.9M1.25%
29
WELLWELLTOWER INC
26,302$4.9M1.25%
30
TFLRT ROWE PRICE ETF INC
87,217$4.5M1.15%
31
IVVISHARES TR
6,173$4.2M1.08%
32
IWFISHARES TR
7,767$3.7M0.94%
33
FBNDFIDELITY MERRIMACK STR TR
58,858$2.7M0.69%
34
NVDANVIDIA CORPORATION
9,209$1.7M0.44%
35
VCITVANGUARD SCOTTSDALE FDS
19,548$1.6M0.42%
36
AVEMAMERICAN CENTY ETF TR
13,374$1.0M0.26%
37
GQ9SPDR GOLD TR
2,166$858K0.22%
38
TLHISHARES TR
8,142$827K0.21%
39
NDQINVESCO QQQ TR
1,321$811K0.21%
40
IUSVISHARES TR
6,360$652K0.17%
41
IDUISHARES TR
5,640$611K0.16%
42
IAU*ISHARES GOLD TR
6,312$512K0.13%
43
FALNISHARES TR
18,182$496K0.13%
44
BRK/BBERKSHIRE HATHAWAY INC DEL
982$493K0.13%
45
ONEQFIDELITY COMWLTH TR
5,000$457K0.12%
46
BUFRFIRST TR EXCHNG TRADED FD VI
12,532$429K0.11%
47
CWCURTISS WRIGHT CORP
680$374K0.10%
48
SPYMSPDR SERIES TRUST
4,469$358K0.09%
49
AAPLAPPLE INC
1,288$350K0.09%
50
FLINFRANKLIN TEMPLETON ETF TR
8,216$317K0.08%
51
IQLTISHARES TR
6,512$295K0.08%
52
QINTAMERICAN CENTY ETF TR
19,552$236K0.06%
53
SLYGSPDR SERIES TRUST
2,397$225K0.06%
54
EDIVSPDR INDEX SHS FDS
5,540$216K0.06%