RETIREMENT FINANCIAL SOLUTIONS, LLC Q4 2025 Filing

Filed February 13, 2026

Portfolio Value

$341.6M

Holdings

47

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (47 positions)

#StockSharesValue% PortfolioType
1
AVUSAMERICAN CENTY ETF TR
333,192$37.2M10.90%
2
AVSCAMERICAN CENTY ETF TR
369,883$21.7M6.36%
3
AVUVAMERICAN CENTY ETF TR
213,024$21.7M6.36%
4
SPYMSPDR SERIES TRUST
269,851$21.6M6.34%
5
SPMDSPDR SERIES TRUST
371,967$21.5M6.31%
6
VGLTVANGUARD SCOTTSDALE FDS
315,441$17.6M5.15%
7
QQQMINVESCO EXCH TRADED FD TR II
69,361$17.5M5.14%
8
IEFISHARES TR
180,524$17.4M5.08%
9
DONSPDR DOW JONES INDL AVERAGE
35,418$17.0M4.98%
10
QQQJINVESCO EXCH TRADED FD TR II
443,924$16.4M4.79%
11
VWOVANGUARD INTL EQUITY INDEX F
292,875$15.7M4.61%
12
SCHDSCHWAB STRATEGIC TR
487,419$13.4M3.91%
13
MGCVANGUARD WORLD FD
46,081$11.6M3.39%
14
RSPINVESCO EXCHANGE TRADED FD T
58,219$11.2M3.26%
15
AVEMAMERICAN CENTY ETF TR
143,070$11.0M3.23%
16
RSPAINVESCO ACTIVELY MANAGED EXC
183,163$9.3M2.73%
17
SPYGSPDR SERIES TRUST
54,761$5.8M1.71%
18
RWLINVESCO EXCH TRADED FD TR II
50,751$5.8M1.70%
19
VGSHVANGUARD SCOTTSDALE FDS
98,877$5.8M1.70%
20
EPSWISDOMTREE TR
81,652$5.8M1.69%
21
SPYVSPDR SERIES TRUST
100,524$5.7M1.67%
22
SHYGISHARES TR
103,238$4.4M1.30%
23
IGIBISHARES TR
81,462$4.4M1.28%
24
EDVVANGUARD WORLD FD
66,966$4.4M1.27%
25
VOOVANGUARD INDEX FDS
3,343$2.1M0.61%
26
VNQVANGUARD INDEX FDS
16,940$1.5M0.44%
27
VCITVANGUARD SCOTTSDALE FDS
16,044$1.3M0.39%
28
IAUMISHARES GOLD TR
30,260$1.3M0.38%
29
VXUSVANGUARD STAR FDS
16,108$1.2M0.36%
30
BTCGRAYSCALE BITCOIN MINI TR ET
28,417$1.1M0.32%
31
VOEVANGUARD INDEX FDS
5,358$950K0.28%
32
VONEVANGUARD SCOTTSDALE FDS
2,480$766K0.22%
33
BPREBLUEROCK PVT REAL ESTATE FD
50,291$754K0.22%
34
ETHGRAYSCALE ETHEREUM MINI TR E
26,729$750K0.22%
35
AMLPALPS ETF TR
15,842$744K0.22%
36
DBMFLITMAN GREGORY FDS TR
26,136$733K0.21%
37
VTIVANGUARD INDEX FDS
1,853$621K0.18%
38
NVDANVIDIA CORPORATION
3,157$588K0.17%
39
VOVANGUARD INDEX FDS
1,519$440K0.13%
40
SIVRABRDN SILVER ETF TRUST
6,460$436K0.13%
41
VBRVANGUARD INDEX FDS
2,002$423K0.12%
42
QQAINVESCO ACTIVELY MANAGED EXC
7,128$377K0.11%
43
BCIABRDN ETFS
17,363$339K0.10%
44
SPSMSPDR SERIES TRUST
6,937$325K0.10%
45
TSLATESLA INC
582$261K0.08%
46
HEDJWISDOMTREE TR
4,363$231K0.07%
47
JEPIJ P MORGAN EXCHANGE TRADED F
3,879$222K0.06%