Francis Financial, Inc. Q4 2025 Filing

Filed February 11, 2026

Portfolio Value

$512.1M

Holdings

108

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (108 positions)

#	Stock	Shares	Value	% Portfolio	Type
1	VOOVANGUARD INDEX FDS	126,064	$79.1M	15.44%
2	BIVVANGUARD BD INDEX FDS	595,914	$46.4M	9.06%
3	FLXRTCW ETF TRUST	926,037	$36.7M	7.16%
4	DFSIDIMENSIONAL ETF TRUST	741,881	$31.8M	6.21%
5	VUGVANGUARD INDEX FDS	58,682	$28.6M	5.59%
6	JIREJ P MORGAN EXCHANGE TRADED F	367,367	$27.5M	5.37%
7	METAMETA PLATFORMS INC	41,423	$27.3M	5.34%	Put
8	IVOOVANGUARD ADMIRAL FDS INC	162,744	$18.2M	3.55%
9	VYMVANGUARD WHITEHALL FDS	108,113	$15.5M	3.03%
10	IJRISHARES TR	117,769	$14.2M	2.76%
11	MUNYVANGUARD NY TAX FREE FDS	131,987	$13.6M	2.66%
12	DFLVDIMENSIONAL ETF TRUST	362,504	$12.4M	2.42%
13	BGRNISHARES TR	254,269	$12.2M	2.38%
14	DSIISHARES TR	92,853	$12.0M	2.34%
15	SUSBISHARES TR	414,014	$10.4M	2.04%
16	VOVANGUARD INDEX FDS	26,301	$7.6M	1.49%
17	NULGNUSHARES ETF TR	68,239	$6.7M	1.30%
18	AAPLAPPLE INC	22,539	$6.1M	1.20%
19	NVDANVIDIA CORPORATION	31,477	$5.9M	1.15%
20	VTIVANGUARD INDEX FDS	15,387	$5.2M	1.01%
21	VONEVANGUARD SCOTTSDALE FDS	15,860	$4.9M	0.96%
22	DFSEDIMENSIONAL ETF TRUST	107,308	$4.5M	0.87%
23	VTVVANGUARD INDEX FDS	19,305	$3.7M	0.72%
24	MSFTMICROSOFT CORP	7,339	$3.5M	0.69%	Put
25	GOOGLALPHABET INC	10,909	$3.4M	0.67%
26	MUBISHARES TR	30,888	$3.3M	0.65%
27	FSMBFIRST TR EXCH TRADED FD III	161,251	$3.2M	0.63%
28	VCEBVANGUARD WORLD FD	47,840	$3.0M	0.59%
29	SPYVSPDR SERIES TRUST	50,215	$2.9M	0.56%
30	MGKVANGUARD WORLD FD	6,415	$2.6M	0.52%
31	RSPINVESCO EXCHANGE TRADED FD T	13,816	$2.6M	0.52%
32	VWOVANGUARD INTL EQUITY INDEX F	48,064	$2.6M	0.50%
33	VTWOVANGUARD SCOTTSDALE FDS	25,882	$2.6M	0.50%
34	IVVISHARES TR	3,713	$2.5M	0.50%
35	ESMLISHARES TR	53,980	$2.5M	0.48%
36	AMZNAMAZON COM INC	10,361	$2.4M	0.47%	Put
37	XJHISHARES TR	51,796	$2.3M	0.45%
38	NYFISHARES TR	40,033	$2.1M	0.42%
39	DFUVDIMENSIONAL ETF TRUST	42,353	$2.0M	0.39%
40	GLWCORNING INC	21,611	$1.9M	0.37%
41	GOOGALPHABET INC	5,261	$1.6M	0.32%
42	BRK/BBERKSHIRE HATHAWAY INC DEL	2,925	$1.5M	0.29%
43	DFAXDIMENSIONAL ETF TRUST	41,708	$1.4M	0.27%
44	DFACDIMENSIONAL ETF TRUST	32,895	$1.3M	0.25%
45	JPMJPMORGAN CHASE & CO.	3,903	$1.3M	0.25%
46	MCDMCDONALDS CORP	3,937	$1.2M	0.23%
47	AVGOBROADCOM INC	3,198	$1.1M	0.22%
48	SCMBSCHWAB STRATEGIC TR	42,671	$1.1M	0.21%
49	DFUSDIMENSIONAL ETF TRUST	14,400	$1.1M	0.21%
50	IBMINTERNATIONAL BUSINESS MACHS	3,505	$1.0M	0.20%
51	GSGOLDMAN SACHS GROUP INC	1,077	$945K	0.18%
52	IWMISHARES TR	3,474	$855K	0.17%
53	HDHOME DEPOT INC	2,396	$824K	0.16%
54	SCHXSCHWAB STRATEGIC TR	30,634	$824K	0.16%
55	LLYELI LILLY & CO	751	$806K	0.16%
56	FNDFSCHWAB STRATEGIC TR	16,654	$752K	0.15%
57	DFAIDIMENSIONAL ETF TRUST	18,901	$720K	0.14%
58	IWFISHARES TR	1,499	$709K	0.14%
59	TOUST ROWE PRICE ETF INC	20,373	$702K	0.14%
60	DFATDIMENSIONAL ETF TRUST	11,409	$679K	0.13%
61	VBVANGUARD INDEX FDS	2,328	$600K	0.12%
62	TSLATESLA INC	1,325	$594K	0.12%
63	IVWISHARES TR	4,717	$581K	0.11%
64	AXPAMERICAN EXPRESS CO	1,531	$565K	0.11%
65	PNCPNC FINL SVCS GROUP INC	2,455	$511K	0.10%
66	BACBANK AMERICA CORP	8,284	$454K	0.09%
67	ISRGINTUITIVE SURGICAL INC	799	$452K	0.09%
68	SPYSPDR S&P 500 ETF TR	651	$443K	0.09%
69	COSTCOSTCO WHSL CORP NEW	513	$441K	0.09%
70	GEGE AEROSPACE	1,407	$432K	0.08%
71	NDQINVESCO QQQ TR	692	$425K	0.08%
72	CGDGCAPITAL GROUP DIVIDEND VALUE	9,486	$413K	0.08%
73	BNDVANGUARD BD INDEX FDS	5,554	$411K	0.08%
74	VVISA INC	1,084	$379K	0.07%
75	IVEISHARES TR	1,710	$362K	0.07%
76	JNJJOHNSON & JOHNSON	1,722	$355K	0.07%
77	TJXTJX COS INC NEW	2,309	$353K	0.07%
78	AMDADVANCED MICRO DEVICES INC	1,655	$353K	0.07%
79	DFASDIMENSIONAL ETF TRUST	5,012	$349K	0.07%
80	DONSPDR DOW JONES INDL AVERAGE	691	$332K	0.06%
81	ITOTISHARES TR	2,199	$326K	0.06%
82	DISDISNEY WALT CO	2,814	$319K	0.06%
83	NUENUCOR CORP	1,957	$318K	0.06%
84	AQLTISHARES TR	3,522	$315K	0.06%
85	IWVISHARES TR	803	$310K	0.06%
86	XOMEXXON MOBIL CORP	2,499	$299K	0.06%
87	SCHZSCHWAB STRATEGIC TR	12,459	$291K	0.06%
88	WMTWALMART INC	2,622	$290K	0.06%
89	TSMTAIWAN SEMICONDUCTOR MFG LTD	933	$282K	0.06%
90	VVVANGUARD INDEX FDS	836	$263K	0.05%
91	VIGVANGUARD SPECIALIZED FUNDS	1,190	$261K	0.05%
92	IUSVISHARES TR	2,519	$258K	0.05%
93	ABBVABBVIE INC	1,048	$238K	0.05%
94	AQLTISHARES TR	1,675	$236K	0.05%
95	SLBSLB LIMITED	5,999	$229K	0.04%
96	SOSOUTHERN CO	2,598	$226K	0.04%
97	SPDWSPDR INDEX SHS FDS	5,025	$223K	0.04%
98	MAMASTERCARD INCORPORATED	388	$220K	0.04%
99	CSCOCISCO SYS INC	2,788	$213K	0.04%
100	PLTRPALANTIR TECHNOLOGIES INC	1,197	$212K	0.04%

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