COLLECTIVE FAMILY OFFICE LLC Q4 2025 Filing

Filed January 6, 2026

Portfolio Value

$435.9M

Holdings

156

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (156 positions)

#	Stock	Shares	Value	% Portfolio
1	JMUBJ P MORGAN EXCHANGE TRADED F	711,318	$35.9M	8.24%
2	BSJQINVESCO EXCH TRD SLF IDX FD	735,538	$17.2M	3.94%
3	DFAEDIMENSIONAL ETF TRUST	444,032	$14.5M	3.32%
4	AVLVAMERICAN CENTY ETF TR	176,347	$13.4M	3.07%
5	AVDVAMERICAN CENTY ETF TR	134,701	$12.7M	2.90%
6	AVUVAMERICAN CENTY ETF TR	123,468	$12.6M	2.89%
7	VTVVANGUARD INDEX FDS	64,957	$12.4M	2.85%
8	FNDFSCHWAB STRATEGIC TR	264,541	$12.0M	2.74%
9	PFFDGLOBAL X FDS	607,376	$11.5M	2.64%
10	FNDASCHWAB STRATEGIC TR	356,359	$11.2M	2.58%
11	DFCFDIMENSIONAL ETF TRUST	261,907	$11.1M	2.56%
12	FNDCSCHWAB STRATEGIC TR	235,687	$10.5M	2.41%
13	PFFISHARES TR	329,756	$10.2M	2.34%
14	FNDXSCHWAB STRATEGIC TR	339,913	$9.2M	2.12%
15	SPYSPDR S&P 500 ETF TR	13,054	$8.9M	2.04%
16	VOOVANGUARD INDEX FDS	13,420	$8.4M	1.93%
17	DISVDIMENSIONAL ETF TRUST	217,485	$8.3M	1.90%
18	VIGIVANGUARD WHITEHALL FDS	89,297	$8.2M	1.87%
19	AVEMAMERICAN CENTY ETF TR	105,665	$8.1M	1.87%
20	VBRVANGUARD INDEX FDS	36,745	$7.8M	1.79%
21	DFISDIMENSIONAL ETF TRUST	235,737	$7.8M	1.78%
22	DFSVDIMENSIONAL ETF TRUST	203,465	$6.7M	1.54%
23	DFASDIMENSIONAL ETF TRUST	92,926	$6.5M	1.49%
24	DFNMDIMENSIONAL ETF TRUST	119,354	$5.7M	1.32%
25	BSJRINVESCO EXCH TRD SLF IDX FD	241,434	$5.5M	1.25%
26	AVIVAMERICAN CENTY ETF TR	70,153	$5.0M	1.15%
27	TFISPDR SERIES TRUST	108,628	$5.0M	1.14%
28	EFVISHARES TR	66,814	$4.8M	1.09%
29	VOEVANGUARD INDEX FDS	26,818	$4.8M	1.09%
30	AVREAMERICAN CENTY ETF TR	107,597	$4.7M	1.07%
31	PULSPGIM ETF TR	86,867	$4.3M	0.99%
32	VEAVANGUARD TAX-MANAGED FDS	60,661	$3.8M	0.87%
33	DFLVDIMENSIONAL ETF TRUST	105,008	$3.6M	0.82%
34	AAPLAPPLE INC	12,696	$3.5M	0.79%
35	MSFTMICROSOFT CORP	6,354	$3.1M	0.70%
36	GOOGLALPHABET INC	9,639	$3.0M	0.69%
37	SCHDSCHWAB STRATEGIC TR	107,995	$3.0M	0.68%
38	IXUSISHARES TR	34,581	$2.9M	0.67%
39	TPLTEXAS PACIFIC LAND CORPORATI	9,933	$2.9M	0.65%
40	REETISHARES TR	109,673	$2.7M	0.63%
41	DFIVDIMENSIONAL ETF TRUST	54,202	$2.7M	0.62%
42	SCHQSCHWAB STRATEGIC TR	84,297	$2.7M	0.61%
43	SLYVSPDR SERIES TRUST	28,360	$2.6M	0.59%
44	AQLTISHARES TR	28,086	$2.5M	0.58%
45	FNDESCHWAB STRATEGIC TR	69,098	$2.5M	0.57%
46	VYMVANGUARD WHITEHALL FDS	17,194	$2.5M	0.57%
47	VIGVANGUARD SPECIALIZED FUNDS	11,135	$2.4M	0.56%
48	VXUSVANGUARD STAR FDS	32,171	$2.4M	0.56%
49	NVDANVIDIA CORPORATION	12,870	$2.4M	0.55%
50	AVDEAMERICAN CENTY ETF TR	27,743	$2.3M	0.52%
51	IVVISHARES TR	3,165	$2.2M	0.50%
52	VTEBVANGUARD MUN BD FDS	42,282	$2.1M	0.49%
53	TLHISHARES TR	19,944	$2.0M	0.47%
54	BKLCBNY MELLON ETF TRUST	15,270	$2.0M	0.46%
55	AMZNAMAZON COM INC	7,840	$1.8M	0.42%
56	HDVISHARES TR	14,555	$1.8M	0.41%
57	SCHMSCHWAB STRATEGIC TR	57,754	$1.7M	0.40%
58	VBVANGUARD INDEX FDS	6,699	$1.7M	0.40%
59	MUBISHARES TR	15,476	$1.7M	0.38%
60	BKAGBNY MELLON ETF TRUST	37,534	$1.6M	0.36%
61	MDYVSPDR SERIES TRUST	18,139	$1.5M	0.35%
62	PAAAPGIM ETF TR	26,929	$1.4M	0.32%
63	IUSVISHARES TR	13,093	$1.3M	0.31%
64	VGKVANGUARD INTL EQUITY INDEX F	15,968	$1.3M	0.31%
65	AVUSAMERICAN CENTY ETF TR	11,585	$1.3M	0.30%
66	DFACDIMENSIONAL ETF TRUST	32,293	$1.3M	0.29%
67	VOTVANGUARD INDEX FDS	4,556	$1.3M	0.29%
68	IDV*ISHARES TR	31,517	$1.2M	0.29%
69	ABBVABBVIE INC	5,422	$1.2M	0.28%
70	VYMIVANGUARD WHITEHALL FDS	13,152	$1.2M	0.27%
71	VUGVANGUARD INDEX FDS	2,388	$1.2M	0.27%
72	IJHISHARES TR	17,599	$1.2M	0.27%
73	SCHASCHWAB STRATEGIC TR	39,828	$1.1M	0.26%
74	JPMJPMORGAN CHASE & CO.	3,339	$1.1M	0.25%
75	LLYELI LILLY & CO	999	$1.1M	0.25%
76	IWMISHARES TR	4,309	$1.1M	0.24%
77	VWOVANGUARD INTL EQUITY INDEX F	17,701	$951K	0.22%
78	VOVANGUARD INDEX FDS	3,251	$943K	0.22%
79	VISVANGUARD WORLD FD	3,129	$933K	0.21%
80	MAMASTERCARD INCORPORATED	1,610	$919K	0.21%
81	DFAIDIMENSIONAL ETF TRUST	23,655	$901K	0.21%
82	EFGISHARES TR	7,700	$877K	0.20%
83	VLOVALERO ENERGY CORP	5,249	$854K	0.20%
84	SCHKSCHWAB STRATEGIC TR	25,702	$843K	0.19%
85	RSPINVESCO EXCHANGE TRADED FD T	4,324	$828K	0.19%
86	GOOGALPHABET INC	2,592	$813K	0.19%
87	IWDISHARES TR	3,790	$797K	0.18%
88	EFAISHARES TR	8,236	$790K	0.18%
89	AVGOBROADCOM INC	2,236	$773K	0.18%
90	IJRISHARES TR	6,355	$763K	0.18%
91	SCHCSCHWAB STRATEGIC TR	16,122	$734K	0.17%
92	CVXCHEVRON CORP NEW	4,735	$721K	0.17%
93	IUSGISHARES TR	4,181	$702K	0.16%
94	SUBISHARES TR	6,570	$701K	0.16%
95	URIUNITED RENTALS INC	847	$685K	0.16%
96	VEUVANGUARD INTL EQUITY INDEX F	8,960	$659K	0.15%
97	BRK/BBERKSHIRE HATHAWAY INC DEL	1,307	$656K	0.15%
98	DFUVDIMENSIONAL ETF TRUST	13,867	$646K	0.15%
99	WMTWALMART INC	5,716	$636K	0.15%
100	SCHFSCHWAB STRATEGIC TR	26,005	$625K	0.14%

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