Cardinal Point Capital Management ULC Q4 2025 Filing

Filed February 5, 2026

Portfolio Value

$1.5T

Holdings

260

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (260 positions)

#StockSharesValue% PortfolioType
1
VTIVANGUARD INDEX FDS
581,804$195.1M0.01%
2
AAPLAPPLE INC
274,167$74.5M0.00%
3
USFRWISDOMTREE TR
1,436,883$72.3M0.00%
4
VGITVANGUARD SCOTTSDALE FDS
1,088,041$65.2M0.00%
5
DFAXDIMENSIONAL ETF TRUST
1,842,315$60.3M0.00%
6
VEUVANGUARD INTL EQUITY INDEX F
814,585$59.9M0.00%
7
LRGFISHARES TR
741,187$51.5M0.00%
8
DFACDIMENSIONAL ETF TRUST
969,697$38.4M0.00%
9
MUBISHARES TR
356,448$38.2M0.00%
10
RYROYAL BK CDA
198,039$33.8M0.00%
11
DBMFLITMAN GREGORY FDS TR
1,164,616$32.7M0.00%
12
GOOGALPHABET INC
102,541$32.2M0.00%
13
PYLDPIMCO ETF TR
1,074,809$28.8M0.00%
14
TDTORONTO DOMINION BK ONT
296,898$28.0M0.00%
15
MINOPIMCO ETF TR
555,458$25.3M0.00%
16
IAU*ISHARES GOLD TR
298,440$24.2M0.00%
17
BMOBANK MONTREAL QUE
178,488$23.2M0.00%
18
TFLOISHARES TR
388,922$19.6M0.00%
19
JPMJPMORGAN CHASE & CO.
60,166$19.4M0.00%
20
WMTWALMART INC
170,480$19.0M0.00%
21
CSCOCISCO SYS INC
244,165$18.8M0.00%
22
SUSUNCOR ENERGY INC NEW
395,317$17.6M0.00%
23
MFCMANULIFE FINL CORP
464,665$16.9M0.00%
24
BNSBANK NOVA SCOTIA HALIFAX
219,961$16.2M0.00%
25
JNJJOHNSON & JOHNSON
76,385$15.8M0.00%
26
ENBENBRIDGE INC
327,831$15.7M0.00%
27
NEMNEWMONT CORP
140,490$14.0M0.00%
28
TRPTC ENERGY CORP
254,100$14.0M0.00%
29
MSFTMICROSOFT CORP
28,504$13.8M0.00%
30
ORCLORACLE CORP
69,582$13.6M0.00%
31
BRK/BBERKSHIRE HATHAWAY INC DEL
26,399$13.3M0.00%
32
CNRCANADIAN NATL RY CO
132,473$13.1M0.00%
33
GDXVANECK ETF TRUST
152,671$13.1M0.00%
34
RCI/BROGERS COMMUNICATIONS INC
328,047$12.4M0.00%
35
4I1PHILIP MORRIS INTL INC
76,370$12.3M0.00%
36
AEMAGNICO EAGLE MINES LTD
69,386$11.8M0.00%
37
IBMINTERNATIONAL BUSINESS MACHS
36,991$11.0M0.00%
38
GOOGLALPHABET INC
34,200$10.7M0.00%
39
GIB/ACGI INC
112,078$10.4M0.00%
40
PEPPEPSICO INC
71,217$10.2M0.00%
41
SUNCSUNOCOCORP LLC
204,153$10.1M0.00%
42
CVSCVS HEALTH CORP
122,555$9.7M0.00%
43
FTLSFIRST TR EXCH TRADED FD III
135,565$9.6M0.00%
44
BBUBROOKFIELD BUSINESS PARTNERS
236,389$8.4M0.00%
45
OTXOPEN TEXT CORP
256,484$8.4M0.00%
46
FDXFEDEX CORP
28,842$8.3M0.00%
47
DFSUDIMENSIONAL ETF TRUST
190,293$8.3M0.00%
48
PFEPFIZER INC
323,657$8.1M0.00%
49
VVISA INC
22,604$7.9M0.00%
50
TSLATESLA INC
17,340$7.8M0.00%
51
CRCCANADIAN NAT RES LTD
228,221$7.7M0.00%
52
AMZNAMAZON COM INC
32,674$7.5M0.00%
53
NVDANVIDIA CORPORATION
38,079$7.1M0.00%
54
COSTCOSTCO WHSL CORP NEW
7,880$6.8M0.00%
55
KVUEKENVUE INC
303,690$5.2M0.00%
56
SCHWSCHWAB CHARLES CORP
52,034$5.2M0.00%
57
CMCSACOMCAST CORP NEW
173,370$5.2M0.00%
58
VGTVANGUARD WORLD FD
6,185$4.7M0.00%
59
DISDISNEY WALT CO
40,668$4.6M0.00%
60
BBUCBROOKFIELD BUSINESS CORP
119,133$4.3M0.00%
61
CVECENOVUS ENERGY INC
243,739$4.1M0.00%
62
FIXCOMFORT SYS USA INC
4,397$4.1M0.00%
63
VTRSVIATRIS INC
327,681$4.1M0.00%
64
MCDMCDONALDS CORP
12,539$3.8M0.00%
65
SPYSPDR S&P 500 ETF TR
5,232$3.6M0.00%
66
NDQINVESCO QQQ TR
5,352$3.3M0.00%
67
DFSIDIMENSIONAL ETF TRUST
74,795$3.2M0.00%
68
BYDBOYD GROUP SERVICES INC
18,600$3.0M0.00%
69
CMCANADIAN IMPERIAL BANK OF CO
29,449$2.7M0.00%
70
VOOVANGUARD INDEX FDS
4,237$2.7M0.00%
71
BNBROOKFIELD CORP
52,106$2.4M0.00%
72
AGIALAMOS GOLD INC NEW
60,092$2.3M0.00%
73
TTELUS CORPORATION
174,338$2.3M0.00%
74
GLWCORNING INC
26,222$2.3M0.00%
75
EQXEQUINOX GOLD CORP
159,075$2.2M0.00%
76
NKENIKE INC
34,902$2.2M0.00%
77
EAORISHARES TR
61,660$2.2M0.00%
78
BACBANK AMERICA CORP
38,848$2.1M0.00%
79
TACTRANSALTA CORP
168,411$2.1M0.00%
80
METAMETA PLATFORMS INC
3,210$2.1M0.00%
81
LIESUN LIFE FINANCIAL INC.
33,241$2.1M0.00%
82
SUSBISHARES TR
80,278$2.0M0.00%
83
ITA*ISHARES TR
9,170$2.0M0.00%
84
ELLAUDER ESTEE COS INC
18,475$1.9M0.00%
85
TRVCCITIGROUP INC
16,439$1.9M0.00%
86
YETIYETI HLDGS INC
41,845$1.8M0.00%
87
NGDNEW GOLD INC CDA
205,600$1.8M0.00%
88
NFLXNETFLIX INC
18,850$1.8M0.00%
89
CDNSCADENCE DESIGN SYSTEM INC
5,550$1.7M0.00%
90
XLKSELECT SECTOR SPDR TR
11,608$1.7M0.00%
91
CRBNISHARES TR
6,998$1.6M0.00%
92
UNHUNITEDHEALTH GROUP INC
4,796$1.6M0.00%
93
ABBVABBVIE INC
6,870$1.6M0.00%
94
BACVERIZON COMMUNICATIONS INC
37,496$1.5M0.00%
95
BRK-BBERKSHIRE HATHAWAY INC DEL
2$1.5M0.00%
96
PYPLPAYPAL HLDGS INC
25,470$1.5M0.00%
97
IVVISHARES TR
2,138$1.5M0.00%
98
HDHOME DEPOT INC
4,154$1.4M0.00%
99
BCEBCE INC
59,687$1.4M0.00%
100
CLCOLGATE PALMOLIVE CO
17,960$1.4M0.00%
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