Cambridge Advisors Inc. Q4 2025 Filing

Filed January 21, 2026

Portfolio Value

$525.3M

Holdings

176

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (176 positions)

#	Stock	Shares	Value	% Portfolio
1	VOOVANGUARD INDEX FDS	144,374	$90.5M	17.24%
2	BNDVANGUARD BD INDEX FDS	730,593	$54.1M	10.30%
3	VEAVANGUARD TAX-MANAGED FDS	548,815	$34.3M	6.53%
4	IJHISHARES TR	308,465	$20.4M	3.88%
5	BNDXVANGUARD CHARLOTTE FDS	289,978	$14.0M	2.67%
6	MSFTMICROSOFT CORP	28,322	$13.7M	2.61%
7	VTIVANGUARD INDEX FDS	36,297	$12.2M	2.32%
8	JEPQJ P MORGAN EXCHANGE TRADED F	208,509	$12.1M	2.31%
9	BRK-BBERKSHIRE HATHAWAY INC DEL	15	$11.3M	2.16%
10	JEPIJ P MORGAN EXCHANGE TRADED F	182,429	$10.4M	1.99%
11	VCITVANGUARD SCOTTSDALE FDS	122,600	$10.3M	1.95%
12	AAPLAPPLE INC	37,679	$10.2M	1.95%
13	VWOVANGUARD INTL EQUITY INDEX F	190,317	$10.2M	1.95%
14	BRK/BBERKSHIRE HATHAWAY INC DEL	17,504	$8.8M	1.67%
15	VBVANGUARD INDEX FDS	32,346	$8.3M	1.59%
16	SCHGSCHWAB STRATEGIC TR	254,295	$8.3M	1.58%
17	AMGNAMGEN INC	24,697	$8.1M	1.54%
18	VIGVANGUARD SPECIALIZED FUNDS	34,328	$7.5M	1.44%
19	VNQVANGUARD INDEX FDS	84,718	$7.5M	1.43%
20	BUFRFIRST TR EXCHNG TRADED FD VI	141,022	$4.8M	0.92%
21	FBTCFIDELITY WISE ORIGIN BITCOIN	56,621	$4.3M	0.82%
22	CATCATERPILLAR INC	7,108	$4.1M	0.77%
23	AAAUGOLDMAN SACHS PHYSICAL GOLD	89,568	$3.8M	0.73%
24	NVDANVIDIA CORPORATION	20,210	$3.8M	0.72%
25	SCHDSCHWAB STRATEGIC TR	130,726	$3.6M	0.68%
26	SCHBSCHWAB STRATEGIC TR	136,293	$3.6M	0.68%
27	FNDXSCHWAB STRATEGIC TR	130,109	$3.5M	0.67%
28	BSTPINNOVATOR ETFS TRUST	86,485	$3.2M	0.61%
29	IWFISHARES TR	6,484	$3.1M	0.58%
30	GLWCORNING INC	34,701	$3.0M	0.58%
31	UNPUNION PAC CORP	12,543	$2.9M	0.55%
32	EIPIFIRST TR EXCHNG TRADED FD VI	145,665	$2.9M	0.55%
33	JPSTJ P MORGAN EXCHANGE TRADED F	53,494	$2.7M	0.52%
34	SPYSPDR S&P 500 ETF TR	3,848	$2.6M	0.50%
35	LOWLOWES COS INC	10,398	$2.5M	0.48%
36	GOOGLALPHABET INC	7,942	$2.5M	0.47%
37	JNJJOHNSON & JOHNSON	11,788	$2.4M	0.46%
38	MDYSPDR S&P MIDCAP 400 ETF TR	3,894	$2.3M	0.45%
39	JGROJ P MORGAN EXCHANGE TRADED F	24,812	$2.3M	0.44%
40	SCHFSCHWAB STRATEGIC TR	94,875	$2.3M	0.43%
41	ABBVABBVIE INC	8,605	$2.0M	0.37%
42	IJRISHARES TR	15,246	$1.8M	0.35%
43	ACNACCENTURE PLC IRELAND	6,825	$1.8M	0.35%
44	EMLPFIRST TR EXCHANGE-TRADED FD	47,735	$1.8M	0.34%
45	LQDISHARES TR	16,390	$1.8M	0.34%
46	SCHMSCHWAB STRATEGIC TR	58,758	$1.8M	0.34%
47	DHRDANAHER CORPORATION	7,671	$1.8M	0.33%
48	METAMETA PLATFORMS INC	2,643	$1.7M	0.33%
49	SAMTADVISORS INNER CIRCLE FD III	43,841	$1.7M	0.32%
50	VNQIVANGUARD INTL EQUITY INDEX F	36,435	$1.7M	0.32%
51	ORCLORACLE CORP	8,368	$1.6M	0.31%
52	NDQINVESCO QQQ TR	2,633	$1.6M	0.31%
53	VXUSVANGUARD STAR FDS	21,262	$1.6M	0.31%
54	DONSPDR DOW JONES INDL AVERAGE	3,336	$1.6M	0.31%
55	BITWBITWISE 10 CRYPTO INDEX ETF	27,179	$1.6M	0.30%
56	JPMJPMORGAN CHASE & CO.	4,936	$1.6M	0.30%
57	NAPRINNOVATOR ETFS TRUST	29,053	$1.6M	0.30%
58	SCHASCHWAB STRATEGIC TR	54,289	$1.5M	0.29%
59	IWMISHARES TR	6,217	$1.5M	0.29%
60	EMEEMCOR GROUP INC	2,474	$1.5M	0.29%
61	FTCSFIRST TR EXCHANGE-TRADED FD	16,266	$1.5M	0.29%
62	AIRRFIRST TR EXCHANGE TRADED FD	15,149	$1.5M	0.28%
63	EFAISHARES TR	15,182	$1.5M	0.28%
64	VVISA INC	4,098	$1.4M	0.27%
65	GRIDFIRST TR EXCHANGE TRADED FD	9,304	$1.4M	0.27%
66	VCSHVANGUARD SCOTTSDALE FDS	17,278	$1.4M	0.26%
67	CSCOCISCO SYS INC	16,706	$1.3M	0.24%
68	FNDASCHWAB STRATEGIC TR	40,336	$1.3M	0.24%
69	FTSMFIRST TR EXCHANGE-TRADED FD	21,199	$1.3M	0.24%
70	SDVDFIRST TR EXCH TRADED FD III	58,798	$1.3M	0.24%
71	SCHXSCHWAB STRATEGIC TR	46,083	$1.2M	0.24%
72	NVSNNOVARTIS AG	8,975	$1.2M	0.24%
73	SMHVANECK ETF TRUST	3,332	$1.2M	0.23%
74	BUCKSIMPLIFY EXCHANGE TRADED FUN	49,326	$1.2M	0.22%
75	WCMIFIRST TR EXCHANGE-TRADED FD	68,754	$1.2M	0.22%
76	ORLYOREILLY AUTOMOTIVE INC	12,750	$1.2M	0.22%
77	GQ9SPDR GOLD TR	2,878	$1.1M	0.22%
78	DOGGFIRST TR EXCHANGE-TRADED FD	51,799	$1.1M	0.20%
79	AXPAMERICAN EXPRESS CO	2,910	$1.1M	0.20%
80	AMZNAMAZON COM INC	4,521	$1.0M	0.20%
81	HEQTSIMPLIFY EXCHANGE TRADED FUN	32,539	$1.0M	0.20%
82	RSPINVESCO EXCHANGE TRADED FD T	5,264	$1.0M	0.19%
83	FIXDFIRST TR EXCHNG TRADED FD VI	22,510	$997K	0.19%
84	ITWILLINOIS TOOL WKS INC	3,953	$973K	0.19%
85	MTBASIMPLIFY EXCHANGE TRADED FUN	19,143	$964K	0.18%
86	PEPPEPSICO INC	6,602	$947K	0.18%
87	ADPAUTOMATIC DATA PROCESSING IN	3,517	$904K	0.17%
88	GOOGALPHABET INC	2,824	$886K	0.17%
89	XOMEXXON MOBIL CORP	7,330	$882K	0.17%
90	ISRGINTUITIVE SURGICAL INC	1,518	$859K	0.16%
91	ABTABBOTT LABS	6,745	$845K	0.16%
92	SVOLSIMPLIFY EXCHANGE TRADED FUN	47,854	$840K	0.16%
93	PINKSIMPLIFY EXCHANGE TRADED FUN	22,686	$830K	0.16%
94	MRKMERCK & CO INC	7,784	$819K	0.16%
95	PGPROCTER AND GAMBLE CO	5,696	$816K	0.16%
96	RTXRTX CORPORATION	4,408	$808K	0.15%
97	SCHOSCHWAB STRATEGIC TR	32,757	$798K	0.15%
98	PSTPINNOVATOR ETFS TRUST	22,320	$788K	0.15%
99	SPYDSPDR SERIES TRUST	17,256	$746K	0.14%
100	CVXCHEVRON CORP NEW	4,783	$728K	0.14%

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