Betterment LLC Q3 2025 Filing
Filed November 13, 2025
Portfolio Value
$50.6B
Holdings
522
Report Date
Q3 2025
Filing Type
13F-HR
All Holdings (522 positions)
| # | Stock | Shares | Value | % Portfolio | Type |
|---|---|---|---|---|---|
| 1 | VTIVANGUARD INDEX FDS | 25,782,400 | $8.5B | 16.72% | |
| 2 | VEAVANGUARD TAX MANAGED INTL FD | 137,447,739 | $8.2B | 16.28% | |
| 3 | SPYMSPDR State Street Global Advisors | 78,546,237 | $6.2B | 12.16% | |
| 4 | VWOVANGUARD INTL EQUITY INDEX F | 52,475,303 | $2.8B | 5.62% | |
| 5 | AGGISHARES TR | 24,568,480 | $2.5B | 4.87% | |
| 6 | MUBISHARES TR | 17,343,529 | $1.8B | 3.65% | |
| 7 | ITOTISHARES TR | 10,939,405 | $1.6B | 3.15% | |
| 8 | SPMDSPDR State Street Global Advisors | 20,126,277 | $1.2B | 2.27% | |
| 9 | VTVVANGUARD INDEX FDS | 5,080,035 | $947.4M | 1.87% | |
| 10 | BNDXVANGUARD CHARLOTTE FDS | 18,361,174 | $908.1M | 1.79% | |
| 11 | AQLTISHARES TR | 9,866,920 | $861.5M | 1.70% | |
| 12 | SPSMSPDR State Street Global Advisors | 18,142,585 | $840.4M | 1.66% | |
| 13 | GSLCGoldman Sachs | 5,847,849 | $761.9M | 1.51% | |
| 14 | VOEVANGUARD INDEX FDS | 4,020,310 | $701.9M | 1.39% | |
| 15 | VBRVANGUARD INDEX FDS | 3,100,066 | $647.0M | 1.28% | |
| 16 | EMBISHARES TR | 6,721,924 | $639.9M | 1.26% | |
| 17 | JPSTJP Morgan | 12,178,595 | $617.8M | 1.22% | |
| 18 | TFISPDR SERIES TRUST | 12,614,228 | $574.8M | 1.14% | |
| 19 | ESGUiShares | 3,889,897 | $566.4M | 1.12% | |
| 20 | GBILGoldman Sachs | 5,639,190 | $565.2M | 1.12% | |
| 21 | SCHFSCHWAB STRATEGIC TR | 22,372,945 | $520.8M | 1.03% | |
| 22 | SCHXSCHWAB STRATEGIC TR | 18,084,620 | $476.3M | 0.94% | |
| 23 | STIPiShares | 4,140,622 | $428.0M | 0.85% | |
| 24 | SCHBSCHWAB STRATEGIC TR | 16,504,113 | $424.3M | 0.84% | |
| 25 | IEMGISHARES INC | 6,101,205 | $402.2M | 0.79% | |
| 26 | ESGDiShares | 3,888,708 | $361.6M | 0.71% | |
| 27 | VTEBVANGUARD BD INDEX FD INC | 6,573,354 | $329.1M | 0.65% | |
| 28 | SPDWSPDR State Street Global Advisors | 7,498,060 | $320.8M | 0.63% | |
| 29 | CRBNiShares | 1,292,244 | $293.2M | 0.58% | |
| 30 | IWSISHARES TR | 1,594,763 | $222.7M | 0.44% | |
| 31 | VWOBVANGUARD WHITEHALL FDS INC | 3,314,686 | $221.8M | 0.44% | |
| 32 | VOOVANGUARD INDEX FDS | 303,612 | $185.9M | 0.37% | |
| 33 | VUGVANGUARD INDEX FDS | 305,906 | $146.7M | 0.29% | |
| 34 | ESGEiShares | 3,277,758 | $142.3M | 0.28% | |
| 35 | BNDVANGUARD BD INDEX FD INC | 1,836,898 | $136.6M | 0.27% | |
| 36 | GSIEGoldman Sachs | 3,253,245 | $133.7M | 0.26% | |
| 37 | SPYVSPDR State Street Global Advisors | 2,411,815 | $133.4M | 0.26% | |
| 38 | IWNISHARES TR | 718,375 | $127.0M | 0.25% | |
| 39 | SCHVSCHWAB STRATEGIC TR | 4,251,449 | $123.8M | 0.24% | |
| 40 | DFACDimensional | 3,166,372 | $122.1M | 0.24% | |
| 41 | VOTEEngine No. 1 | 1,556,154 | $122.1M | 0.24% | |
| 42 | SPYXSPDR State Street Global Advisors | 1,934,284 | $106.1M | 0.21% | |
| 43 | IVVISHARES TR | 144,862 | $97.0M | 0.19% | |
| 44 | KOMPState Street Global Advisors Inc | 1,506,644 | $93.8M | 0.19% | |
| 45 | GEMGoldman Sachs | 2,174,673 | $88.6M | 0.18% | |
| 46 | GSEUGoldman Sachs | 1,986,093 | $86.7M | 0.17% | |
| 47 | SHVISHARES TR | 781,837 | $86.4M | 0.17% | |
| 48 | VTIPVANGUARD MALVERN FDS | 1,638,838 | $83.0M | 0.16% | |
| 49 | SPEMSPDR State Street Global Advisors | 1,760,723 | $82.4M | 0.16% | |
| 50 | ESMLBlackRock Fund Advisors | 1,780,747 | $80.3M | 0.16% | |
| 51 | IVEISHARES TR | 378,298 | $78.1M | 0.15% | |
| 52 | IAGGISHARES TR | 1,482,783 | $76.0M | 0.15% | |
| 53 | EAGGiShares | 1,523,360 | $73.2M | 0.14% | |
| 54 | IBITBlackRock Fund Advisors | 1,085,559 | $70.6M | 0.14% | |
| 55 | VOVANGUARD INDEX FDS | 238,877 | $70.2M | 0.14% | |
| 56 | EFAXSPDR State Street Global Advisors | 1,406,903 | $69.4M | 0.14% | |
| 57 | JMSIJP Morgan Investment Management Inc | 1,360,487 | $68.3M | 0.14% | |
| 58 | ESGVVANGUARD | 533,633 | $63.2M | 0.12% | |
| 59 | BGRNiShares | 1,259,094 | $60.6M | 0.12% | |
| 60 | VBVANGUARD INDEX FDS | 234,687 | $59.7M | 0.12% | |
| 61 | GSSCGoldman Sachs | 791,873 | $59.3M | 0.12% | |
| 62 | USHYISHARES | 1,510,820 | $57.1M | 0.11% | |
| 63 | IGEBISHARES TR | 1,213,586 | $55.9M | 0.11% | |
| 64 | FWDAllianceBernstein LP | 504,303 | $51.0M | 0.10% | |
| 65 | DFICDimensional Fund Advisors LP | 1,553,680 | $50.9M | 0.10% | |
| 66 | DFCFDimensional Fund Advisors LP | 1,142,139 | $48.8M | 0.10% | |
| 67 | DSIiShares | 382,197 | $48.1M | 0.10% | |
| 68 | GBXAGoldman Sachs | 1,061,442 | $47.9M | 0.09% | |
| 69 | BSVVANGUARD BD INDEX FD INC | 600,389 | $47.4M | 0.09% | |
| 70 | SCHASCHWAB STRATEGIC TR | 1,533,125 | $42.8M | 0.08% | |
| 71 | NDQInvesco | 70,473 | $42.3M | 0.08% | |
| 72 | GCORGoldman Sachs | 976,565 | $40.8M | 0.08% | |
| 73 | SUSAiShares | 296,167 | $40.2M | 0.08% | |
| 74 | GMUBGoldman Sachs Asset Management LP | 775,892 | $39.5M | 0.08% | |
| 75 | QQQMINVESCO EXCH TRADED FD TR II | 154,011 | $38.1M | 0.08% | |
| 76 | SUSCISHARES | 1,508,421 | $35.5M | 0.07% | |
| 77 | GTIPGoldman Sachs | 688,553 | $34.4M | 0.07% | |
| 78 | VIGVANGUARD SPECIALIZED PORTFOL | 154,493 | $33.3M | 0.07% | |
| 79 | VVVanguard | 107,343 | $33.0M | 0.07% | |
| 80 | FALNiShares | 1,131,975 | $31.4M | 0.06% | |
| 81 | DFAIDimensional Fund Advisors | 831,482 | $30.2M | 0.06% | |
| 82 | SHYGiShares | 696,542 | $30.2M | 0.06% | |
| 83 | GIGBGoldman Sachs | 644,835 | $30.1M | 0.06% | |
| 84 | DFAUDimensional Fund Advisors | 635,040 | $29.1M | 0.06% | |
| 85 | DFEMDimensional Fund Advisors LP | 855,439 | $27.4M | 0.05% | |
| 86 | ETHABlackRock Fund Advisors | 862,405 | $27.2M | 0.05% | |
| 87 | VXUSVANGUARD STAR FD | 355,311 | $26.1M | 0.05% | |
| 88 | EEMXSPDR State Street Global Advisors | 616,039 | $25.8M | 0.05% | |
| 89 | VOTVanguard | 84,539 | $24.8M | 0.05% | |
| 90 | GEMDGoldman Sachs Asset Management LP | 584,849 | $24.6M | 0.05% | |
| 91 | BNDWVanguard Total World Bond ETF | 334,391 | $23.3M | 0.05% | |
| 92 | JUSTGOLDMAN SACHS ETF TR | 246,140 | $23.1M | 0.05% | |
| 93 | DCORDimensional Fund Advisors LP | 310,087 | $22.3M | 0.04% | |
| 94 | DFLVDimensional Fund Advisors LP | 673,543 | $22.2M | 0.04% | |
| 95 | BIVVANGUARD BD INDEX FD INC | 282,041 | $22.0M | 0.04% | |
| 96 | SUBiShares | 205,744 | $22.0M | 0.04% | |
| 97 | DFATDimensional | 358,136 | $20.8M | 0.04% | |
| 98 | USDXSummit Global Investments LLC | 751,210 | $19.4M | 0.04% | |
| 99 | VGLTVANGUARD BD INDEX FD INC | 330,918 | $18.8M | 0.04% | |
| 100 | AVUVAvantis | 183,623 | $18.3M | 0.04% |
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