Zhang Financial LLC Q3 2025 Filing

Filed November 10, 2025

Portfolio Value

$2.5T

Holdings

316

Report Date

Q3 2025

Filing Type

13F-HR

All Holdings (316 positions)

#StockSharesValue% PortfolioType
1
VOOVANGUARD S&P
303,156$185.6B7.54%
2
VTIVANGUARD INDEX FDS
549,958$180.5B7.33%
3
DFUSDIMENSIONAL US
2,403,369$174.1B7.07%
4
ITOTISHARES CORE
969,900$141.3B5.74%
5
VXUSVANGUARD STAR FDS
1,740,574$127.9B5.19%
6
DFACDIMENSIONAL US
3,290,591$126.9B5.16%
7
VTVANGUARD INTL EQUITY INDEX F
712,620$98.2B3.99%
8
BIVVANGUARD INTERMEDIATE
1,136,494$88.7B3.61%
9
DFAIDIMENSIONAL ETF TRUST
1,785,546$64.9B2.64%
10
AAPLAPPLE INC
204,959$52.2B2.12%
11
VBRVANGUARD SMALL
236,207$49.3B2.00%
12
BNDVANGUARD TOTAL
631,836$47.0B1.91%
13
VYMVANGUARD HIGH
316,988$44.7B1.82%
14
SYKSTRYKER CORP
113,980$42.1B1.71%
15
BKLCBNY MELLON
308,448$39.6B1.61%
16
IAU*ISHARES GOLD
475,595$34.6B1.41%
17
MSFTMICROSOFT CORP
62,946$32.6B1.32%
18
DFAUDIMENSIONAL US
655,912$30.0B1.22%
19
AGGISHARES CORE
289,103$29.0B1.18%
20
VCSHVANGUARD SHORT
351,027$28.1B1.14%
21
AVDEAVANTIS INTL
340,269$26.8B1.09%
22
NVDANVIDIA CORP
143,029$26.7B1.08%
23
VOVANGUARD MID
87,548$25.7B1.04%
24
SPTMSPDR PORTFOLIO
266,964$21.5B0.87%
25
VOOVVANGUARD S&P
105,882$21.1B0.86%
26
IBITISHARES BITCOIN TR
309,220$20.1B0.82%
27
DFSVDIMENSIONAL US
628,875$20.0B0.81%
28
MGKVANGUARD MEGA
47,778$19.2B0.78%
29
VEAVANGUARD TAX-MANAGED INTL FD
303,322$18.2B0.74%
30
IWNISHARES RUSSELL
102,318$18.1B0.73%
31
IVVISHARES CORE
26,536$17.8B0.72%
32
VUGVANGUARD GROWTH
35,242$16.9B0.69%
33
SCHBSCHWAB STRATEGIC TR
650,806$16.7B0.68%
34
AVUSAVANTIS U S
153,713$16.7B0.68%
35
AMZNAMAZON COM
67,685$14.9B0.60%
36
GOOGLALPHABET INC
59,989$14.6B0.59%
37
AVUVAVANTIS U S
137,754$13.7B0.56%
38
BRK/BBERKSHIRE HATHAWAY
24,835$12.5B0.51%
39
VWOVANGUARD INTL EQUITY INDEX F
224,902$12.2B0.50%
40
VTVVANGUARD VALUE
65,245$12.2B0.49%
41
SCHFSCHWAB INTL
512,513$11.9B0.48%
42
SPYSPDR S&P 500 ETF TR
17,660$11.8B0.48%
43
METAFACEBOOK INC
14,882$10.9B0.44%
44
SPMDSPDR PORTFOLIO
173,072$9.9B0.40%
45
GLDMWORLD GOLD
104,513$8.0B0.32%
46
SUBISHARES SHORT
71,702$7.7B0.31%
47
EMXCISHARES MSCI
112,880$7.6B0.31%
48
AVGOBROADCOM INC
21,817$7.2B0.29%
49
FERGFERGUSON ENTERPRISES INC
31,734$7.1B0.29%
50
SPABSPDR PORTFOLIO
259,666$6.7B0.27%
51
ABBVABBVIE INC
27,875$6.5B0.26%
52
JPMJPMORGAN CHASE
19,968$6.3B0.26%
53
MUMICRON TECHNOLOGY INC
36,961$6.2B0.25%
54
DFASDIMENSIONAL ETF TRUST
88,712$6.1B0.25%
55
MGCVANGUARD MEGA
24,496$6.0B0.24%
56
NDQINVESCO QQQ
9,694$5.8B0.24%
57
IXUSISHARES CORE
70,182$5.8B0.24%
58
VONEVANGUARD RUSSELL
18,916$5.7B0.23%
59
IBMINTL BUSINESS
20,016$5.6B0.23%
60
TSLATESLA INC
12,141$5.4B0.22%
61
CATCATERPILLAR INC
10,576$5.0B0.21%
62
KLACKLA CORP
4,543$4.9B0.20%
63
AMGNAMGEN INC
17,358$4.9B0.20%
64
EFVISHARES MSCI
69,961$4.7B0.19%
65
VGTVANGUARD INFORMATION
6,320$4.7B0.19%
66
VONGVANGUARD RUSSELL
38,742$4.7B0.19%
67
MUBISHARES NATIONAL
43,754$4.7B0.19%
68
CSCOCISCO SYSTEMS
67,885$4.6B0.19%
69
GSGOLDMAN SACHS
5,722$4.6B0.19%
70
AXPAMERICAN EXPRESS
13,359$4.4B0.18%
71
VIGVANGUARD SPECIALIZED FUNDS
20,305$4.4B0.18%
72
VNQVANGUARD REAL
47,122$4.3B0.18%
73
VYMIVANGUARD INTERNATIONAL
50,068$4.2B0.17%
74
PGPROCTER & GAMBLE
27,535$4.2B0.17%
75
ICSHBLACKROCK ULTRA
75,559$3.8B0.16%
76
IWVISHARES RUSSELL
10,100$3.8B0.16%
77
VVVANGUARD LARGE
12,081$3.7B0.15%
78
GOOGALPHABET INC
15,269$3.7B0.15%
79
APOAPOLLO GLOBAL
27,470$3.7B0.15%
80
XOMEXXON MOBIL
31,811$3.6B0.15%
81
VOOGVANGUARD S&P
8,120$3.5B0.14%
82
VONVVANGUARD RUSSELL
38,006$3.4B0.14%
83
AITAPPLIED INDUSTRIAL TECH
12,793$3.3B0.14%
84
PHPARKER-HANNIFIN CORP
4,338$3.3B0.13%
85
WMTWALMART INC
31,740$3.3B0.13%
86
BKIEBNY MELLON
34,755$3.1B0.13%
87
DFUVDIMENSIONAL US
69,379$3.1B0.13%
88
AMATAPPLIED MATERIALS
14,939$3.1B0.12%
89
MDTMEDTRONIC PLC
31,978$3.0B0.12%
90
VCRBVANGUARD MALVERN FDS
37,749$3.0B0.12%
91
HFFGHF FOODS
1,063,342$2.9B0.12%
92
SPTSSPDR PORTFOLIO
99,192$2.9B0.12%
93
CRMSALESFORCE.COM INC
11,989$2.8B0.12%
94
SCHMSCHWAB US
95,025$2.8B0.11%
95
PEPPEPSICO INC
19,784$2.8B0.11%
96
XLFSECTOR FINANCIAL
51,291$2.8B0.11%
97
AQLTISHARES SELECT
18,964$2.7B0.11%
98
SCHXSCHWAB US
101,686$2.7B0.11%
99
HONHONEYWELL INTL
12,494$2.6B0.11%
100
SCHZSCHWAB AGGREGATE
106,868$2.5B0.10%
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