Waterford Advisors, LLC Q4 2025 Filing

Filed February 20, 2026

Portfolio Value

$256.0M

Holdings

48

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (48 positions)

#StockSharesValue% PortfolioType
1
IVVISHARES TR
89,097$61.0M23.84%
2
VUGVANGUARD INDEX FDS
61,689$30.1M11.76%
3
VTVVANGUARD INDEX FDS
152,498$29.1M11.38%
4
VEAVANGUARD TAX-MANAGED FDS
389,663$24.3M9.51%
5
DFNMDIMENSIONAL ETF TRUST
527,277$23.8M9.31%
6
SCHASCHWAB STRATEGIC TR
674,601$19.2M7.51%
7
VWOVANGUARD INTL EQUITY INDEX F
203,140$10.9M4.27%
8
DFSVDIMENSIONAL ETF TRUST
279,065$10.1M3.93%
9
VOTVANGUARD INDEX FDS
22,986$5.8M2.26%
10
SCHFSCHWAB STRATEGIC TR
212,113$5.1M1.99%
11
SCHGSCHWAB STRATEGIC TR
147,643$4.4M1.71%
12
RTXRTX CORPORATION
15,105$2.8M1.08%
13
RSPINVESCO EXCHANGE TRADED FD T
13,663$2.6M1.02%
14
CBSHCOMMERCE BANCSHARES INC
44,863$2.6M1.01%
15
AAPLAPPLE INC
8,475$2.3M0.90%
16
BRK-BBERKSHIRE HATHAWAY INC DEL
3$2.3M0.88%
17
KEYKEYCORP
83,952$1.7M0.68%
18
PGRPROGRESSIVE CORP
7,056$1.6M0.63%
19
MSFTMICROSOFT CORP
2,730$1.3M0.52%
20
NVDANVIDIA CORPORATION
6,202$1.2M0.45%
21
SCHVSCHWAB STRATEGIC TR
34,807$1.1M0.44%
22
VBVANGUARD INDEX FDS
3,729$961K0.38%
23
SPYSPDR S&P 500 ETF TR
1,332$908K0.35%
24
EFAISHARES TR
9,146$878K0.34%
25
APHAMPHENOL CORP NEW
6,284$849K0.33%
26
JPMJPMORGAN CHASE & CO.
2,213$713K0.28%
27
CARRCARRIER GLOBAL CORPORATION
13,381$707K0.28%
28
EWZISHARES INC
3,688$685K0.27%
29
OTISOTIS WORLDWIDE CORP
6,690$584K0.23%
30
SCHBSCHWAB STRATEGIC TR
21,744$570K0.22%
31
CATCATERPILLAR INC
885$506K0.20%
32
VVISA INC
1,292$453K0.18%
33
HDHOME DEPOT INC
1,313$451K0.18%
34
SCHESCHWAB STRATEGIC TR
12,580$410K0.16%
35
METAMETA PLATFORMS INC
522$344K0.13%
36
AMGNAMGEN INC
1,041$340K0.13%
37
XOMEXXON MOBIL CORP
2,702$325K0.13%
38
TSLATESLA INC
719$323K0.13%
39
VOOVANGUARD INDEX FDS
469$294K0.11%
40
MRKMERCK & CO INC
2,778$292K0.11%
41
AMZNAMAZON COM INC
1,241$286K0.11%
42
SHWSHERWIN WILLIAMS CO
873$282K0.11%
43
SCHXSCHWAB STRATEGIC TR
9,987$273K0.11%
44
EEMISHARES TR
4,967$271K0.11%
45
JNJJOHNSON & JOHNSON
1,141$236K0.09%
46
SOSOUTHERN CO
2,671$232K0.09%
47
BACBANK AMERICA CORP
4,131$227K0.09%
48
CVXCHEVRON CORP NEW
1,379$210K0.08%