RICHARDSON FINANCIAL SERVICES INC. Q4 2025 Filing

Filed January 22, 2026

Portfolio Value

$309.4M

Holdings

598

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (598 positions)

#StockSharesValue% PortfolioType
1
ABJAABB Ltd
14$144.7M46.76%
2
SPYMST STR SPDR S&P 500 ETF
101,450$8.1M2.63%
3
AAPLAPPLE INC
27,298$7.4M2.40%
4
VTVVANGUARD VALUE ETF
26,489$5.1M1.63%
5
VUGVANGUARD GROWTH ETF
9,145$4.5M1.44%
6
NVDANVIDIA CORP
22,768$4.2M1.37%
7
SPDWSPDR DEV WORLD EX-US ETF
90,359$4.0M1.30%
8
GOOGLALPHABET INC A
11,735$3.7M1.19%
9
MSFTMICROSOFT CORPORATION
6,496$3.1M1.02%
10
HYGISHS IBOX $ H/Y CORP ETF
37,756$3.0M0.98%
11
SPEMSPDR EMERG MKTS ETF
60,701$2.8M0.92%
12
IEURISHARES CORE MSCI EUROPE ETF
38,450$2.7M0.88%
13
IEMGISHS CORE MSCI E/MKT ETF
35,054$2.4M0.76%
14
AMZNAMAZON.COM INC
9,498$2.2M0.71%
15
VOOVanguard S&P 500 ETF
3,693$2.1M0.69%
16
VWOVanguard FTSE Emerging Markets ETF
18,392$2.1M0.69%
17
VYMVanguard High Dividend Yield ETF
1,527$2.0M0.64%
18
VBKVANGUARD SMALL CAP GROWTH ETF
6,305$1.9M0.62%
19
JPMJPMORGAN CHASE & CO
5,106$1.6M0.53%
20
SHYGISHARES 0-5 YEAR HIGH YIELD CORP ETF
38,026$1.6M0.53%
21
VBRVANGUARD SMALL CAP VALUE ETF
7,641$1.6M0.52%
22
SPSMST STR SPDR S&P 600 ETF
30,127$1.4M0.46%
23
VWIAXVanguard Wellesley Income Admiral
6,538$1.4M0.45%
24
MAMASTERCARD INC A
2,437$1.4M0.45%
25
IPACISHARES CORE MSCI PACIFIC ETF
18,765$1.4M0.44%
26
VOOVANGUARD S&P 500
1,828$1.1M0.37%
27
AVGOBROADCOM INC
3,149$1.1M0.35%
28
SPTLST STR SPDR LNG TERM ETF
40,839$1.1M0.35%
29
SPMDST STR SPDR S&P 400 ETF
18,632$1.1M0.35%
30
MGKVNGRD MEGA CAP GRWTH ETF
2,586$1.1M0.34%
31
METAMETA PLATFORMS INC A
1,590$1.0M0.34%
32
HDHOME DEPOT INC
3,047$1.0M0.34%
33
IUSBISHS CORE UNVL USD ETF
22,410$1.0M0.34%
34
MCDMCDONALDS CORP
3,408$1.0M0.34%
35
VEAVanguard FTSE Developed Markets ETF
44,637$1.0M0.33%
36
TSLATESLA INC
2,268$1.0M0.33%
37
SPYSPDR S&P 500 ETF
1,469$1.0M0.32%
38
BBUSJPMORGAN BETABUILDERS US EQY ETF
8,048$991K0.32%
39
TMUST-MOBILE US, INC.
4,869$988K0.32%
40
CITCINTAS CORP
5,058$951K0.31%
41
SRLNST STR BLACKSTONE LN ETF
22,959$946K0.31%
42
ISRGINTUITIVE SURGICAL NEW
1,658$938K0.30%
43
VUGVanguard Growth ETF
4,706$936K0.30%
44
WMTWALMART INC
8,229$916K0.30%
45
XLCCOMMUNICATION SVCS SELECT SECTOR SPDR
7,682$902K0.29%
46
COSTCOSTCO WHOLESALE CORP
1,015$875K0.28%
47
XLKTECH SEL SECT SPDR ETF
6,053$870K0.28%
48
XLFICONS STPLS SEL SPDR ETF
11,187$868K0.28%
49
TMOTHERMO FISHER SCIENTIFIC
1,494$865K0.28%
50
AMDADVANCED MICRO DEVICES
3,850$824K0.27%
51
TTTRANE TECHNOLOGIES PLC
2,048$797K0.26%
52
TJXTJX COS INC NEW
5,123$786K0.25%
53
VBVANGUARD SMALL CAP ETF
3,044$784K0.25%
54
GWXSPDR S&P INTL SMCP ETF
18,957$773K0.25%
55
VNQVNGRD REAL EST INDX ETF
8,526$753K0.24%
56
LLYELI LILLY & CO
694$745K0.24%
57
BNDXVanguard Total International Bond ETF
9,553$699K0.23%
58
SNPSSYNOPSYS INC
1,478$694K0.22%
59
NEENEXTERA ENERGY INC
8,505$682K0.22%
60
COFCAPITAL ONE FINL CORP
2,812$681K0.22%
61
IWMISHS RUSS 2000 INDX ETF
2,725$670K0.22%
62
JNKST STR BLMBRG H/Y ETF
6,777$657K0.21%
63
MGVVNGRD MEGA CAP VAL ETF
4,627$653K0.21%
64
VTVVanguard Value ETF
8,663$649K0.21%
65
BNDVanguard Total Bond Market ETF
7,578$633K0.20%
66
EMBISHARES JPMORGAN USD EMERG MARKETS BOND
6,576$632K0.20%
67
VTIVanguard Total Stock Market ETF
2,158$621K0.20%
68
LINLINDE PLC NEW
1,432$609K0.20%
69
IJHISHARES CORE S&P MID CAP ETF
9,203$607K0.20%
70
HYSPIMCO 0-5Y H/Y CORP ETF
6,275$594K0.19%
71
CERYSPDR BLOOMBERG ENCD RL YLD CM ETF
20,724$590K0.19%
72
IWRISHARES RUSSELL MID CAP ETF
6,034$580K0.19%
73
CRMSALESFORCE INC
2,176$576K0.19%
74
AWCAMER WATER WORKS COMPANY
4,280$558K0.18%
75
BRK/BBERKSHIRE HATHAWAY, INC. CL B
1,109$557K0.18%
76
NOCNORTHROP GRUMMAN CORP
938$534K0.17%
77
AQLTISHS CORE MSCI EAFE ETF
5,885$526K0.17%
78
VTEBVanguard Tax-Exempt Bond ETF
19,777$519K0.17%
79
VSSVNGRD ALL WRLD SMCP ETF
3,600$513K0.17%
80
EOGEOG RESOURCES INC
4,893$513K0.17%
81
VVISA INC CL A
1,465$512K0.17%
82
PANWPALO ALTO NETWORKS INC
2,773$510K0.16%
83
CMECME GROUP INC CL A
1,831$500K0.16%
84
BBCAJPM BETABLDR CDA ETF
5,362$497K0.16%
85
FLCHFRANKLIN FTSE CHINA ETF
20,721$492K0.16%
86
BBINJPM BETABLDR INTL EQ ETF
6,641$479K0.15%
87
GQ9SPDR GOLD TRUST GOLD ETF
1,203$475K0.15%
88
XLSRSPDR SSGA US Sector Rotation ETF
1,724$458K0.15%
89
VBKVanguard Small-Cap Growth ETF
50$453K0.15%
90
PHPARKER HANNIFIN CORP
511$448K0.14%
91
SPABST STR AGGREGATE BD ETF
17,074$438K0.14%
92
VRTXVERTEX PHARMS INC
952$431K0.14%
93
USMVISHS USA MIN VOL FCT ETF
4,588$430K0.14%
94
SPYSPDR S&P 500 ETF Trust
867$428K0.14%
95
IBMINTL BUSINESS MACHS CORP
1,429$422K0.14%
96
EQIXEQUINIX, INC.
552$422K0.14%
97
JGLOJPMORGAN GLOBAL SELECT EQUITY ETF
6,241$422K0.14%
98
VNQIVNGRD US R/EST IDX ETF
8,938$409K0.13%
99
WMBWILLIAMS COS INC DEL
6,776$406K0.13%
100
VLTOVeralto Corp
1$403K0.13%
Page 1 of 7Next