RCS Financial Planning, LLC Q4 2025 Filing

Filed January 15, 2026

Portfolio Value

$232.0M

Holdings

90

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (90 positions)

#StockSharesValue% PortfolioType
1
DFACDIMENSIONAL ETF TRUST
706,410$28.0M12.05%
2
DFCFDIMENSIONAL ETF TRUST
403,359$17.2M7.40%
3
FBNDFIDELITY MERRIMACK STR TR
353,764$16.4M7.06%
4
DFICDIMENSIONAL ETF TRUST
311,456$10.7M4.63%
5
DUHPDIMENSIONAL ETF TRUST
266,588$10.1M4.37%
6
DFSVDIMENSIONAL ETF TRUST
293,376$9.6M4.16%
7
IVVISHARES TR
12,140$8.3M3.58%
8
DFSDDIMENSIONAL ETF TRUST
159,098$7.6M3.29%
9
FLDRFIDELITY MERRIMACK STR TR
121,192$6.1M2.63%
10
IUSBISHARES TR
124,165$5.8M2.49%
11
DFEMDIMENSIONAL ETF TRUST
164,686$5.4M2.35%
12
DYNFBLACKROCK ETF TRUST
86,670$5.3M2.27%
13
IVEISHARES TR
24,695$5.2M2.26%
14
VTEBVANGUARD MUN BD FDS
98,298$4.9M2.13%
15
IVWISHARES TR
35,922$4.4M1.91%
16
OEFISHARES TR
12,564$4.3M1.86%
17
IEMGISHARES INC
60,191$4.0M1.74%
18
AAPLAPPLE INC
14,837$4.0M1.74%
19
EFVISHARES TR
56,235$4.0M1.73%
20
VUGVANGUARD INDEX FDS
7,766$3.8M1.63%
21
CRWDCROWDSTRIKE HLDGS INC
7,974$3.7M1.61%
22
QUALISHARES TR
16,558$3.3M1.42%
23
AVDVAMERICAN CENTY ETF TR
32,826$3.1M1.33%
24
DFAUDIMENSIONAL ETF TRUST
52,499$2.5M1.06%
25
VEAVANGUARD TAX-MANAGED FDS
36,184$2.3M0.97%
26
TLHISHARES TR
21,038$2.1M0.92%
27
VTVVANGUARD INDEX FDS
10,889$2.1M0.90%
28
THROBLACKROCK ETF TRUST
48,530$1.9M0.81%
29
BAIBLACKROCK ETF TRUST
50,893$1.7M0.73%
30
MUBISHARES TR
15,488$1.7M0.71%
31
MTUMISHARES TR
6,484$1.6M0.70%
32
ESGUISHARES TR
10,768$1.6M0.69%
33
DFARDIMENSIONAL ETF TRUST
68,909$1.6M0.68%
34
SUBISHARES TR
13,093$1.4M0.60%
35
IAU*ISHARES GOLD TR
16,797$1.4M0.59%
36
LCTUBLACKROCK ETF TRUST
17,911$1.3M0.57%
37
BSVVANGUARD BD INDEX FDS
16,470$1.3M0.56%
38
MBBISHARES TR
13,610$1.3M0.56%
39
MRSHMARSH & MCLENNAN COS INC
6,703$1.2M0.54%
40
SUSCISHARES TR
52,487$1.2M0.53%
41
IAGGISHARES TR
23,819$1.2M0.51%
42
VTIVANGUARD INDEX FDS
2,984$1.0M0.43%
43
DISVDIMENSIONAL ETF TRUST
25,752$978K0.42%
44
VWOVANGUARD INTL EQUITY INDEX F
17,863$960K0.41%
45
BINCBLACKROCK ETF TRUST II
18,162$958K0.41%
46
VVVANGUARD INDEX FDS
3,027$952K0.41%
47
DFAEDIMENSIONAL ETF TRUST
28,210$918K0.40%
48
ITA*ISHARES TR
4,253$913K0.39%
49
SCHZSCHWAB STRATEGIC TR
38,421$897K0.39%
50
EAGGISHARES TR
18,121$867K0.37%
51
AQLTISHARES TR
9,552$854K0.37%
52
EFGISHARES TR
6,939$790K0.34%
53
DSIISHARES TR
6,118$788K0.34%
54
BNDXVANGUARD CHARLOTTE FDS
15,851$765K0.33%
55
AVUVAMERICAN CENTY ETF TR
7,376$752K0.32%
56
VTESVANGUARD WELLINGTON FD
6,990$709K0.31%
57
DCORDIMENSIONAL ETF TRUST
9,290$684K0.29%
58
IYWISHARES TR
3,414$681K0.29%
59
NDQINVESCO QQQ TR
1,097$673K0.29%
60
SCHFSCHWAB STRATEGIC TR
27,676$665K0.29%
61
DFAIDIMENSIONAL ETF TRUST
16,359$623K0.27%
62
ESGDISHARES TR
6,342$603K0.26%
63
SCHGSCHWAB STRATEGIC TR
16,190$528K0.23%
64
DGCBDIMENSIONAL ETF TRUST
9,730$527K0.23%
65
USXFISHARES TR
8,851$509K0.22%
66
DIHPDIMENSIONAL ETF TRUST
15,758$499K0.22%
67
VBVANGUARD INDEX FDS
1,922$495K0.21%
68
CSXCSX CORP
13,190$478K0.21%
69
DFLVDIMENSIONAL ETF TRUST
13,912$475K0.20%
70
DFNMDIMENSIONAL ETF TRUST
9,543$459K0.20%
71
VMBSVANGUARD SCOTTSDALE FDS
8,853$416K0.18%
72
ITOTISHARES TR
2,724$405K0.17%
73
MSFTMICROSOFT CORP
788$381K0.16%
74
DEHPDIMENSIONAL ETF TRUST
11,706$377K0.16%
75
VGTVANGUARD WORLD FD
496$374K0.16%
76
PGPROCTER AND GAMBLE CO
2,551$365K0.16%
77
DFEVDIMENSIONAL ETF TRUST
9,590$323K0.14%
78
EVUSISHARES TR
10,058$322K0.14%
79
XLKSELECT SECTOR SPDR TR
2,154$310K0.13%
80
AVUSAMERICAN CENTY ETF TR
2,683$299K0.13%
81
IVLUISHARES TR
7,857$298K0.13%
82
BIVVANGUARD BD INDEX FDS
3,682$286K0.12%
83
BLVVANGUARD BD INDEX FDS
4,031$280K0.12%
84
SCHJSCHWAB STRATEGIC TR
10,679$265K0.11%
85
SPEMSPDR INDEX SHS FDS
5,563$260K0.11%
86
TLTISHARES TR
2,895$252K0.11%
87
VXUSVANGUARD STAR FDS
3,350$252K0.11%
88
VBRVANGUARD INDEX FDS
1,189$251K0.11%
89
NVDANVIDIA CORPORATION
1,273$237K0.10%
90
CEGCONSTELLATION ENERGY CORP
613$216K0.09%