Pearl Planning LLC Q4 2025 Filing

Filed February 3, 2026

Portfolio Value

$163.5M

Holdings

52

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (52 positions)

#StockSharesValue% PortfolioType
1
VOOVANGUARD INDEX FDS
40,856$25.6M15.67%
2
AVDEAMERICAN CENTY ETF TR
207,659$17.1M10.45%
3
BNDVANGUARD BD INDEX FDS
198,406$14.7M8.99%
4
VTVVANGUARD INDEX FDS
73,188$14.0M8.55%
5
VOVANGUARD INDEX FDS
41,774$12.1M7.41%
6
FRDMEA SERIES TRUST
183,437$9.4M5.75%
7
DGROISHARES TR
101,644$7.1M4.32%
8
ESGVVANGUARD WORLD FD
56,960$6.9M4.21%
9
AVUVAMERICAN CENTY ETF TR
63,793$6.5M3.98%
10
BOXXEA SERIES TRUST
49,163$5.7M3.46%
11
QQQMINVESCO EXCH TRADED FD TR II
20,187$5.1M3.12%
12
TMSLT ROWE PRICE ETF INC
114,775$4.1M2.52%
13
BILSPDR SERIES TRUST
34,564$3.2M1.93%
14
NDQINVESCO QQQ TR
5,004$3.1M1.88%
15
BSVVANGUARD BD INDEX FDS
32,778$2.6M1.58%
16
VCEBVANGUARD WORLD FD
36,197$2.3M1.41%
17
QQMGINVESCO EXCH TRADED FD TR II
52,837$2.2M1.37%
18
ESMLISHARES TR
41,950$1.9M1.18%
19
MUBISHARES TR
17,348$1.9M1.14%
20
QUALISHARES TR
6,057$1.2M0.74%
21
BIVVANGUARD BD INDEX FDS
15,069$1.2M0.72%
22
XMHQINVESCO EXCHANGE TRADED FD T
9,504$973K0.60%
23
IVVISHARES TR
1,353$926K0.57%
24
VBVANGUARD INDEX FDS
3,446$888K0.54%
25
IDMOINVESCO EXCH TRADED FD TR II
15,922$884K0.54%
26
IBMINTERNATIONAL BUSINESS MACHS
2,977$881K0.54%
27
AGGISHARES TR
7,604$759K0.46%
28
VEAVANGUARD TAX-MANAGED FDS
12,078$754K0.46%
29
IJHISHARES TR
10,322$681K0.42%
30
IWFISHARES TR
1,418$671K0.41%
31
AAPLAPPLE INC
2,449$665K0.41%
32
AVSCAMERICAN CENTY ETF TR
10,918$641K0.39%
33
ORCLORACLE CORP
3,056$595K0.36%
34
METAMETA PLATFORMS INC
826$545K0.33%
35
MSFTMICROSOFT CORP
1,112$537K0.33%
36
AQLTISHARES TR
5,587$499K0.31%
37
ILCVISHARES TR
5,279$498K0.30%
38
RSGREPUBLIC SVCS INC
1,869$396K0.24%
39
VOTETCW ETF TRUST
4,761$381K0.23%
40
ISTBISHARES TR
6,883$335K0.20%
41
XLKSELECT SECTOR SPDR TR
2,232$321K0.20%
42
VBRVANGUARD INDEX FDS
1,490$315K0.19%
43
NVDANVIDIA CORPORATION
1,665$310K0.19%
44
FEOERBB FUND TRUST
6,306$304K0.19%
45
VTIVANGUARD INDEX FDS
828$277K0.17%
46
AMZNAMAZON COM INC
1,161$267K0.16%
47
JPMJPMORGAN CHASE & CO.
809$260K0.16%
48
ESGUISHARES TR
1,732$258K0.16%
49
GOOGLALPHABET INC
745$233K0.14%
50
TXNTEXAS INSTRS INC
1,326$230K0.14%
51
AVGOBROADCOM INC
663$229K0.14%
52
GOOGALPHABET INC
657$206K0.13%