eCIO, Inc. Q4 2025 Filing

Filed January 20, 2026

Portfolio Value

$214.7M

Holdings

192

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (192 positions)

#StockSharesValue% PortfolioType
1
AGGiShares Core U.S. Aggregate Bond ETF
342,999$34.3M15.95%
2
SCHDSchwab U.S. Dividend Equity ETF
1,088,202$29.8M13.90%
3
SCHFSchwab International Equity ETF
804,318$19.3M9.00%
4
BSVVanguard Short-Term Bond Index Fund ETF Shares
193,008$15.2M7.08%
5
SWMCXSchwab U.S. Mid-Cap Index Fund
866,702$12.5M5.81%
6
VMBSVanguard Mortgage-Backed Securities Index Fund ETF Shares
252,033$11.9M5.53%
7
IJRiShares Core S&P Small-Cap ETF
92,618$11.1M5.18%
8
SUSAiShares MSCI USA ESG Select ETF
66,030$9.2M4.28%
9
JAAAJANUS HENDERSON AAA CLO ETF
171,732$8.7M4.05%
10
EAGGiShares ESG Aware U.S. Aggregate Bond ETF
133,860$6.4M2.98%
11
VBILVANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETF
75,648$5.7M2.66%
12
IEMGiShares Core MSCI Emerging Markets ETF
72,136$4.8M2.26%
13
XHLFBONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASRY ETF
82,929$4.2M1.94%
14
XONEBONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASRY ETF
78,369$3.9M1.81%
15
ESMLiShares ESG MSCI USA Small-Cap ETF
71,501$3.3M1.53%
16
SNPDDBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETF
113,849$3.1M1.42%
17
ESGDiShares ESG MSCI EAFE ETF
28,827$2.7M1.28%
18
ISTBiShares Core 1-5 Year USD Bond ETF
55,343$2.7M1.26%
19
VGSHVanguard Short-Term Treasury Index Fund ETF Shares
26,437$1.6M0.72%
20
NUDVNUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETF
49,798$1.5M0.69%
21
SUSBiShares ESG Aware 1-5 Year USD Corporate Bond ETF
55,448$1.4M0.65%
22
SPYXSPDR S&P 500 Fossil Fuel Reserves Free ETF
20,586$1.2M0.54%
23
BNDVanguard Total Bond Market Index Fund ETF Shares
14,890$1.1M0.51%
24
LLYEli Lilly and Company
868$933K0.43%
25
VTIVanguard Total Stock Market Index Fund ETF Shares
2,440$817K0.38%
26
ESGEiShares ESG MSCI EM ETF
16,338$721K0.34%
27
USXFISHARES TRUST ESG ADVANCED MSCI USA ETF
12,133$698K0.33%
28
SCHRSchwab Intermediate-Term U.S. Treasury ETF
20,246$507K0.24%
29
GOOGAlphabet Inc
1,590$498K0.23%
30
CPEFXCASCADE PRIVATE CAP FUND CL I SHS
20,368$410K0.19%
31
IUSViShares Core S&P U.S. Value ETF
3,657$374K0.17%
32
EFAXSPDR MSCI EAFE Fossil Fuel Free ETF
7,035$355K0.17%
33
EXASExact Sciences Corporation
3,345$339K0.16%
34
MSFTMicrosoft Corporation
674$326K0.15%
35
AMZNAmazon.com, Inc
1,366$315K0.15%
36
VGTVanguard Information Technology Index Fund ETF Shares
385$290K0.14%
37
TXNTexas Instruments Incorporated
1,538$266K0.12%
38
VTIPVanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
5,123$253K0.12%
39
VTVanguard Total World Stock Index Fund ETF Shares
1,799$253K0.12%
40
JNJJohnson & Johnson
1,204$249K0.12%
41
VEUVanguard FTSE All-World ex-US Index Fund ETF
3,256$239K0.11%
42
NEENextEra Energy
2,964$237K0.11%
43
HONHoneywell International Inc
1,198$233K0.11%
44
ADIAnalog Devices, Inc
850$230K0.11%
45
IGSBiShares Short-Term Corporate Bond ETF
4,292$226K0.11%
46
LOWLowe's Companies, Inc
941$226K0.11%
47
BLKBLACKROCK FDG INC COM
200$214K0.10%
48
SMHVanEck Vectors Semiconductor ETF
584$210K0.10%
49
XOMExxon Mobil Corporation
1,701$204K0.10%
50
CVXChevron Corporation
1,340$204K0.10%
51
CMECME Group Inc
718$196K0.09%
52
JPMJP Morgan Chase & Co.
589$189K0.09%
53
HDThe Home Depot, Inc
522$179K0.08%
54
TELTE CONNECTIVITY PLC ORD SHS
769$174K0.08%
55
DWDMorgan Stanley
941$167K0.08%
56
ACGLArch Capital Group
1,687$161K0.07%
57
UNPUnion Pacific Corporation
693$160K0.07%
58
ABBVAbbVie Inc
693$158K0.07%
59
MDTMedtronic PLC
1,605$154K0.07%
60
BACBank of America Corporation
2,671$146K0.07%
61
ADPAutomatic Data Processing, Inc
563$144K0.07%
62
ITWIllinois Tool Works Inc
583$143K0.07%
63
VVisa Inc
394$138K0.06%
64
ORCLOracle Corporation
706$137K0.06%
65
DHRDanaher Corporation
602$137K0.06%
66
XLYConsumer Discretionary Select Sector SPDR Fund
1,136$135K0.06%
67
ABTAbbott Laboratories
1,073$134K0.06%
68
MRSHMarsh & McLennan Companies, Inc
724$134K0.06%
69
ERBIXEaton Vance Richard Bern Eq St I
7,285$132K0.06%
70
MCDMcDonald's Corporation
435$132K0.06%
71
KEYSKeysight Technologies, Inc
653$132K0.06%
72
QCOMQualcomm Inc
761$130K0.06%
73
XLCCommunication Services Select Sector SPDR Fund
1,086$127K0.06%
74
PGThe Procter & Gamble Company
885$126K0.06%
75
DGROiShares Core Dividend Growth ETF
1,807$125K0.06%
76
EOGEOG Resources, Inc
1,139$119K0.06%
77
FERGFERGUSON ENTERPRISES INC COMMON STOCK
528$117K0.05%
78
VNQVanguard Real Estate Index Fund ETF Shares
1,320$116K0.05%
79
PHParker-Hannifin Corporation
131$115K0.05%
80
ROSTRoss Stores, Inc
632$113K0.05%
81
AAPLApple Inc
412$112K0.05%
82
DEDeere & Company
241$112K0.05%
83
FASTFastenal Company
2,766$111K0.05%
84
SPGPInvesco S&P 500 GARP ETF
952$108K0.05%
85
MAILXBlackRock International Instl
4,892$108K0.05%
86
PCARPACCAR Inc
963$105K0.05%
87
VYMVanguard High Dividend Yield Index Fund ETF Shares
725$104K0.05%
88
PGRThe Progressive Corporation
455$103K0.05%
89
PEPPepsiCo, Inc
717$102K0.05%
90
SDOGALPS Sector Dividend Dogs ETF
1,634$98K0.05%
91
AG8Agilent Technologies, Inc
716$97K0.05%
92
JEPIJPMorgan Equity Premium Income ETF
1,696$97K0.05%
93
SCHWThe Charles Schwab Corporation
966$96K0.04%
94
TJXTJX Companies Inc
620$95K0.04%
95
ROKRockwell Automation, Inc
223$86K0.04%
96
CMICummins Inc.
168$85K0.04%
97
BNBROOKFIELD CORP VTG SHS CL A
1,870$85K0.04%
98
ACNAccenture PLC
311$83K0.04%
99
APHAmphenol Corporation
609$82K0.04%
100
XLVHealth Care Select Sector SPDR Fund
518$80K0.04%
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